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China

China is Calling in Loans To Dozens of Countries (fortune.com) 315

A dozen poor countries are facing economic instability and even collapse under the weight of hundreds of billions of dollars in foreign loans, much of them from the world's biggest and most unforgiving government lender, China. From a report: An Associated Press analysis of a dozen countries most indebted to China -- including Pakistan, Kenya, Zambia, Laos and Mongolia -- found paying back that debt is consuming an ever-greater amount of the tax revenue needed to keep schools open, provide electricity and pay for food and fuel. And it's draining foreign currency reserves these countries use to pay interest on those loans, leaving some with just months before that money is gone. Behind the scenes is China's reluctance to forgive debt and its extreme secrecy about how much money it has loaned and on what terms, which has kept other major lenders from stepping in to help. On top of that is the recent discovery that borrowers have been required to put cash in hidden escrow accounts that push China to the front of the line of creditors to be paid.

Countries in AP's analysis had as much as 50% of their foreign loans from China and most were devoting more than a third of government revenue to paying off foreign debt. Two of them, Zambia and Sri Lanka, have already gone into default, unable to make even interest payments on loans financing the construction of ports, mines and power plants. In Pakistan, millions of textile workers have been laid off because the country has too much foreign debt and can't afford to keep the electricity on and machines running. In Kenya, the government has held back paychecks to thousands of civil service workers to save cash to pay foreign loans. The president's chief economic adviser tweeted last month, "Salaries or default? Take your pick."

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China is Calling in Loans To Dozens of Countries

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  • How about US (Score:3, Interesting)

    by rossdee ( 243626 ) on Monday May 22, 2023 @10:23AM (#63542257)

    How much does the USA owe China?

    • Re:How about US (Score:5, Informative)

      by Berkyjay ( 1225604 ) on Monday May 22, 2023 @10:35AM (#63542277)

      As of January 2023, the five countries owning the most US debt are Japan ($1.1 trillion), China ($859 billion), the United Kingdom ($668 billion), Belgium ($331 billion), and Luxembourg ($318 billion).

      Source of quote [usafacts.org]

      • by Tablizer ( 95088 ) on Monday May 22, 2023 @10:40AM (#63542293) Journal

        WTF is Belgium and Luxembourg up to?

        • It's a Walloon conspiracy!

        • Re:How about US (Score:5, Insightful)

          by DesScorp ( 410532 ) on Monday May 22, 2023 @11:06AM (#63542379) Journal

          WTF is Belgium and Luxembourg up to?

          Umm... investing their money? US Treasuries are considered the gold standard in long-term safe investments that pay a decent rate of return.

      • Re:How about US (Score:5, Interesting)

        by Aristos Mazer ( 181252 ) on Monday May 22, 2023 @10:42AM (#63542299)

        The difference is that the USA, as big as that debt is, can pay it off. It's just a matter of the political will to actually pay it, which means pulling from some other programs. The three major expenses of USA are interest on debt, US military, and Social Security. Everything else is pocket change. So far, USA hasn't been willing to cut any of those big three, but maybe in the next few days, it'll default on the debt. Hope not.

        • Re:How about US (Score:5, Informative)

          by drhamad ( 868567 ) on Monday May 22, 2023 @11:28AM (#63542477)
          You're right about everything you say except for what the biggest expenses are. By far the largest is social security, but that's followed by health, income security (retirement, unemployment, housing assistance, etc), national defense is 4th/5th, effectively tied with medicare. Interest is all the way down at 7th. Now, it's still huge (~8% of the budget), so your point isn't lost. Just clarifying.
          • You're right about everything you say except for what the biggest expenses are. By far the largest is social security, but that's followed by health, income security (retirement, unemployment, housing assistance, etc), national defense is 4th/5th, effectively tied with medicare. Interest is all the way down at 7th. Now, it's still huge (~8% of the budget), so your point isn't lost. Just clarifying.
            Also don't point out the fact that when the program started it had 8 workers paying in for every retiree withd
            • I almost crapped myself reading your tag linefrom (almost) my book Deja Voos (2013). I sincerely hope you enjoyed Voos as much as I enjoy writing her.

              "I laugh at the weak who consider themselves good because they lack claws."
              Enveòglersécævoös

      • Re:How about US (Score:5, Informative)

        by Whateverthisis ( 7004192 ) on Monday May 22, 2023 @11:35AM (#63542501)
        part of the problem with that fact is that it's in fact foreign owners of US Debt.

        Foreign holdings of US debt is only around 30%. The US is the highest owner of US debt [pgpf.org]. The Fed alone holds around 9 trillion, and private investors through mutual funds own another 4 trillion or so.

      • Re:How about US (Score:5, Informative)

        by larryjoe ( 135075 ) on Monday May 22, 2023 @11:46AM (#63542547)

        As of January 2023, the five countries owning the most US debt are Japan ($1.1 trillion), China ($859 billion), the United Kingdom ($668 billion), Belgium ($331 billion), and Luxembourg ($318 billion).

        This list is missing the top country. The US government, institutions, and people hold about $23.9 trillion out of the total $31.798 trillion debt. That is, the US itself holds more than three times the total debt from all foreign countries combined.

        • The list was of foreign owned US debt.

          • by sjames ( 1099 )

            Yes, and then it was used just as honestly as the ads that show the very top of a bar graph, cutting off the lower 60% that would show that the difference between Acme brand and brand X is trivial.

            By adding in the domestic owners of debt as well, everything is put in proportion.

    • "If you owe the bank $100 that's your problem. If you owe the bank $100 million, that's the bank's problem." - John Paul Getty

      Of course the sums here are actually "some billions" and "several trillion", however the principle is the same.

    • by godrik ( 1287354 )

      Well, I don't think the US government can have secret terms for its debt. So likely not a problem.
      The US debt owned by China is pretty small. So really not a problem in the US.

    • Re:How about US (Score:5, Insightful)

      by mamba-mamba ( 445365 ) on Monday May 22, 2023 @04:23PM (#63543473)
      There is a subtle but very important difference between owing another country money through a loan mechanism in a foreign currency and owing another country money by way of bonds issued by a sovereign state. If China had bought bonds in African countries, denominated in local currency, the countries could easily pay back the bonds by printing money. This may be a form of sneaky default but it would satisfy the loans. However, if China loans African countries CNY or USD and then requires the money to be paid back in that currency, then the African countries have to come up with hard currency or start negotiating (they could just straight up default, but that will destroy their credit rating). The fact that China holds US treasuries does not particularly create any leverage for China. The US federal reserve has demonstrated since the last financial crisis that it can buy enormous quantities of treasuries (it was buying 40 billion per month during quanitative easing). Worst case, the US could simply print money and use the newly printed money to pay back China. By the way, the country who holds the most US treasuries is actually the United States. The US federal reserve holds over 5 trillion in treasuries. Japan, the next largest holder, has about 1.1 trillion. China has about 0.85 trillion.
  • You thought the West was exploiting countries with economics? Anyone who thought China was a good alternative was outright stupid.

    • Math is not exploitive. With some simple math it's clear that with the current debt trajectory in time the entire world will be bankrupt.
      • Comment removed based on user account deletion
      • Re:Duh? (Score:5, Insightful)

        by Tablizer ( 95088 ) on Monday May 22, 2023 @10:38AM (#63542287) Journal

        A politician's reign is typically from 5 to 20 years, depending on the country's system etc. It's too tempting to borrow now to hand out favors to voters and backers, and then let the next generation pay it off. Hit-and-run.

        This is how big countries and big banks snag a country by the gonads.

      • by DarkOx ( 621550 )

        arguably if everyone is bankrupt than the problem is not the debt that the valuation of the currency is incorrect.

        At that point it *is* a monetary problem.

        Ultimately debts are claim on future production. Someone somewhere should be in possession of something that has greater value than their liabilities by definition.

      • by dbialac ( 320955 )
        The world has been printing/forging new money since it was invented.
  • Screw the lenders! (Score:4, Informative)

    by mspohr ( 589790 ) on Monday May 22, 2023 @10:32AM (#63542271)

    This is common not only with China as the lender but also with private banks, other countries and multinational organizations lending to "less developed" countries who are desperate for investment in infrastructure.
    China has been notable in that they tend to invest in showy projects such as stadiums in addition to ports and resource extraction.
    Of course, when it comes time to pay the piper, they come up short and end up cutting domestic spending on things like health, education, shelter, etc.
    Default is always an option but banks (and countries) have ways of enforcing compliance (which usually make things worse for the citizens).
    Capitalism is the best system for generating profit but not necessarily well-being.

    • If you screw the lenders then you don't get the money in the first place. Therein lies the problem: countries without inherent wealth have to do something to attract the attention of those who have wealth to get them to invest. That attraction is the return on investment (ie. wealth extracted from the country over longer term in exchange for infrastructure now). The problem is that the investment has to be in stuff that actually makes the receiving country wealthy enough to pay off the debts. Water, power,

    • by AmiMoJo ( 196126 )

      I was going to say, it's a good job they qualified their statement with "most unforgiving *government* lender", because private lenders have bankrupted entire countries before.

    • by DarkOx ( 621550 )

      Capitalism is great for "well being" its done more for well being than any other system ever.

      Capitalism is a tool, it CAN be used in predatory fashion. I stab you with a Phillips head screw driver too, it does make screw drivers bad.

      The issues here are two (2):
      China is making loans which I don't believe they expect the borrows *can* repay. Others like the IMF and Western investors are not stepping in because they can see these places are not ready for such investments. China's goal isnt to make money inve

      • by dbialac ( 320955 )
        Democracy is a political system. Capitalism is an economic system. China lacks the former but to a degree embraces the latter.
      • We need to ban screw drivers. Think of the children!

      • by sjames ( 1099 )

        Unregulated or poorly regulated capitalism are a real problem.

        I stab you with a Phillips head screw driver too, it does make screw drivers bad.

        It does mean that we need laws and enforcement that tell you what you can and cannot do with your Phillips head screw driver.

        And behold! We do. There are substantial penalties for assault and homicide.

        We should implement more of those for the instruments of Capitalism.

    • Or, maybe nations should just not take out loans they can't afford to repay. We're not talking about some scamster going after gullible and half-senile seniors here. These are contractural transactions entered into by governments. Governments have veritable armies of lawyers, analysts, economists, auditors, regulators, and other bureaucrats whose entire jobs are to look out for the interests of the government and make sure that contracts and treaties are on the up-and-up.

      It's called due diligence. Joe S

      • by mspohr ( 589790 )

        Clearly you're not familiar with government in low income countries.

      • In several/many of these places, the leadership was either flat out bribed or used the money to build useless but flashy projects to help their popularity.

        These are not places with the same kind of western concepts of ethics and checks/balances you're used to.

    • by Luckyo ( 1726890 )

      >Capitalism is the best system for generating profit but not necessarily well-being.

      Historically, it's by far the best system for generating well-being though. And one thing that unites all utopian thinkers that believe that they can imagine a new system that would generate a utopia better than what we have today is that applying their utopian thinking leads to destruction of well-being.

  • by Rosco P. Coltrane ( 209368 ) on Monday May 22, 2023 @10:38AM (#63542285)

    and you won't get burnt.

    Unfortunately, many poor nations have to sell their soul to survive at a given point in time, and now they're worse off that if they had done nothing at all.

    And yet I also understand China's position, which isn't in the business running a charity for poor nations.

    • The world has no pity, therefore have no weakness.

      These countries have always been chaotic and badly run. They are natural victims for colonialists.

      So it has been for at least a thousand years. China is just the latest to shake them down.
    • by gweihir ( 88907 )

      Actually, a lot of poor nations are Kleptocracies. This is just a way for the ruling class there to steal more from the population. That they effectively sell their country to China along the way is something they could not care less about.

    • many poor nations have to sell their soul to survive at a given point in time

      No not really. None of this was required. The IMF and other international funds have been providing sensible loans to the 3rd world for years. This is largely squandered through corruption. What China is doing is providing loans for big flashy projects that provide little to no benefit but none the less allow a politician to show "progress".

      You know, like in Angola where people earn fuck all, education is in the shitter, the nation is a giant slum save for a few oil industry workers who stay at nice hotels

  • by RemindMeLater ( 7146661 ) on Monday May 22, 2023 @10:45AM (#63542305)
    China figured out it's easier and just as effective to financially conquer a country as it is to do so by military force. They've already bought up huge tracts of farmland in Africa and you can bet that any country that defaults will end up being a vassal state to China.
    • by laughingskeptic ( 1004414 ) on Monday May 22, 2023 @11:37AM (#63542511)
      And Russia is successfully executing old fashioned colonization in many of these same countries, stripping them of their natural resources by using their modern day equivalent of the British East India Company, the Wagner Group. So their resources are taken by force and go to Russia and while their cash goes to China. Add in drying water resources and these countries are screwed 3 ways.
      • You know what would certainly help? Sending even more foreign aid cash for a few more decades! I am sure some local war lords have not upgraded their Bentleys and Porsches in a year or twoâ¦

    • China figured out it's easier and just as effective to financially conquer a country as it is to do so by military force. They've already bought up huge tracts of farmland in Africa and you can bet that any country that defaults will end up being a vassal state to China.

      The problem is China can't export the farmland to China but a country can nationalize it.

  • by dbialac ( 320955 ) on Monday May 22, 2023 @10:46AM (#63542313)
    Easy: Salaries. Salaries raises revenue which can be used to make future debt payments. Iceland is a great example of how this worked.
  • by big-giant-head ( 148077 ) on Monday May 22, 2023 @11:06AM (#63542381)

    Instead of Guido showing up to Break your knees, it's Mr Chou and his henchmen

  • by wakeboarder ( 2695839 ) on Monday May 22, 2023 @11:26AM (#63542473)
    Did they think china would be their friend or had their best interest? Nope and Nope. They shouldn't have taken the bait.
    • Those countries aren't stupid. I think the quote comes from Paul Getty, when you owe the bank $100 that's your problem. When you owe the bank $100M, that's the bank's problem.

      They can just default. It's not like any of those countries haven't done so before. Many of those countries have "nationalized", or stole, resources and infrastructure before. That leaves China's only recourse is years and years of negotiations with some inter-governmental body, or military force, neither of which will benefit

  • “he who feeds you, controls you”
      Thomas Sankara

  • Set it to $0 (Score:4, Interesting)

    by rlwinm ( 6158720 ) on Monday May 22, 2023 @11:56AM (#63542615)
    For their release of COVID the entire world owes China nothing. In fact China should be paying every other nation on earth to deal with their release of a novel virus.
    • by gweihir ( 88907 )

      Well, who decides that? The ICJ? Oh, wait, China does not recognize them. Just some other rogue nations, like the USA.

  • I will pay you Tuesday for a hamburger today. Apparently, Tuesday has arrived.

  • by kaatochacha ( 651922 ) on Monday May 22, 2023 @12:27PM (#63542743)
    China is now learning what the West learned long ago: Loaning to impoverished countries is like making a loan to a relative: You either just make it a gift, or eventually end up writing it off and getting everyone pisssed at you anyway.
  • by gweihir ( 88907 ) on Monday May 22, 2023 @12:36PM (#63542779)

    And a very capitalist one: Offer them loans they are to stupid and greedy to refuse and then have them pay through the nose forever. Actually an ideal way to own a kleptocracy and many (most?) poor countries qualify.

    • belt and road: a lot more belt, far less road.
      i for one am absolutely shocked to see something like this happening... could the drumbeats of global economic collapse be getting louder?

      (Also let this be a warning to the people who bemoan western hegemony, i get the not-so-subtle impression that the Chinese are far less forgiving than the West.)

    • by dddux ( 3656447 )

      This. This is the main reason why loans are made in any case - to own its/their arse in the long term,

  • So which one is it worse to borrow from? The IMF puts neoliberal "reform" & austerity conditions on its lending, whereas China doesn't. So you have to fuck up your economy before you get your money from the IMF or China fucks it up for you afterwards, either way, the borrowers get fucked. BTW, a lot of the AP's report is speculation since China's pretty secretive about the details of its loans & terms & conditions.
  • by oumuamua ( 6173784 ) on Monday May 22, 2023 @01:38PM (#63543083)
    Go ahead, put this article in the subs que and see where it goes 'The Chinese ‘Debt Trap’ Is a Myth' https://www.theatlantic.com/in... [theatlantic.com]
  • by eth1 ( 94901 ) on Monday May 22, 2023 @03:29PM (#63543361)

    This seems like a golden opportunity for western countries to strike a major blow to China without really having to do anything.

    All they'd have to do is let these countries know that, "hey, if you default on loans to China specifically, and/or seize the domestic assets securing the loans, we'll look the other way and not ding your credit rating."

    China would be screwed.

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