Your arguing extreme exceptions. Hopefully any program being set up would have safe guards in place to stop 99% of those attempts. I'm sure there will be some people who find a way to cheat the system but it would be a very tiny percentage.

Using high interest rates is a terrible reason. The rates are only high if you look at a very narrow window of time over the past 10-15 years. Historically rates are lower now than most of the past century.

If anything, the very low rates were a significant cause of inflation that allowed the GOP to win the last election cycle. Artificially forcing them lower will incase inflation.

Not just Amazon that does that. Home Depot basically has a "no questions asked" return policy. Customers will buy a $1000 product, use/abuse it for awhile (possibly until it breaks) then buy the same item again. They take the old item and place it in the new box and return it. The customer is still down the original money spent but "refreshes" their unit.

Home Depot will either resell the unit without checking or return to the supplier. When they return the unit, they automatically debit the supplier. Now the supplier winds up with a piece of garbage in their warehouse, Home Depot is out nothing because they took their money back.

The supplier has to just eat the obvious fraud due to the size of the business that Home Depot has. I'm sure Lowes and Walmart contracts are very similar for most suppliers.

It's like doing business in China. Follow 1000 rules, some extremely destructive, or go pound sand. Maybe if you're lucky you'll actually make enough profit to withstand the fraud.

It's not just buying a house site unseen, it's submitting false pictures to lure people into visiting.

I went through remote house shopping 5 years ago. Relied on the online pictures and a realtor we found in the area to put together a plan to see as many houses over a 2 day period. If most of those pictures had been manipulated beyond the "standard" tricks of the trade I would have been extremely pissed off.

I know the selling agent often has to put lipstick on the pig.. but maybe being more realistic on the price would help sell the houses quicker. One house we walked through the front door, looked around the entry way for about 30 seconds, then left. Luckily, only 1 terrible house from the selections.

The GOP only cares about children until they are born. Draw that first breath and you're on your own, lil Johnny.

My company has some products build in China and sold in the US. At the beginning we were eating most of the costs but with the situation evolving frequently, we switched to a policy that we'll only produce if the customer agrees to pay the tariffs, whatever they may be, when the product arrives.

We have specialized production facilities all over the world.. so what is produced in China is a unique product and sold globally, the same for the products we produce in the US and sell globally. I understand the mentality to build where you sell but it just isn't economically feasible for everything. Manufacturing facilities must be built to specialize in a certain thing, flexibility typically comes with higher costs.

The OP clearly stated living expenses included. I pulled the data directly from those university (in-state) tuition and then added their calculated living expenses.

I could not find anything in the range that was listed for a 4 year degree at an accredited university when living expenses were included.

A rock-solid college degree from a reputable mid-tier state school, with totally solid employment prospects, can be had for 40-50k, living expenses included. That's 4 frikkin years.

Can you give some examples? I live in GA and researched a few. This is in-state tuition and living on campus with living expenses.

Kennessaw State - $28k/yr Georgia Southern - $18k/yr Georgia State - $29k/yr

I ballparked a few other states and all had higher costs than what I was seeing in GA if collegetuitioncompare.com is to be trusted.

Tuition alone would get you in that stated $40k-$50k range in most instances.

I have a 7T Pro I bought at the end of 2019 that still almost runs fine. I've only noticed in the last month or so that the battery life is really starting to affect its use. That stability has outperformed any of the Samsungs I've had in previous years.

So you're saying your phone from 2019 works better than the phones you had before 2019? Or maybe you've used multiple phones?

All I can say is that my Samsung from 2021 still does great for me.

Discover was on my university campus back in the 90s handing out accounts like candy. I signed up with no credit history and had a card within a few weeks. Now I never used it and have only carried a credit card balance twice in the past 30 years but I also have never been in a position where I had to make choices about keeping the electricity on our buying food. A campus seems like a great place to pray on others.

It's easy to say "make better choices" but for many people, the only option is "what is the best of all the bad options in front of me? "

Limiting interest rates is a good thing in my opinion. We don't need financial and insurance institutions making so much money they practically own everything.

It's about the history of the messenger, he has a long history of pushing for change only if it financially benefits him or his family. Anything that comes out of his mouth sounds sleazy. Anything he types comes across as incompetent or incoherent.

I can admit that I'm a full fledged Trump hater. He's a terrible person and is doing terrible things to my country.

Get rid of the seats and make it standing room only. I've experienced the rush hour subway in Japan... same thing. You'll really be able to improve passenger efficiency. Tight enough and people could sleep standing up.

Driving 2000 miles on a single fuel load is only useful on a team drive (2 drivers taking turns driving/resting). Most trucks move roughly 500 miles in a day due to mandatory rest periods.

With proper charging infrastructure, which Tesla has shown they are willing to help build, these could be viable for long hauls with negligible impacts to recharging/refueling times if paired with rest facilities. What I envision is a rest stop with charging stations set up next to each parking spot that can charge back up to near full charge within 6 hours. Driver able to plug in and rest while it charges.

I was at a conference last year and met some folks from tesla that were part of this project. They did the expected cost should be on par with a diesel truck.

As a rule of thumb, 500 miles is about the max a driver can move in a day before running out of hours, so if they can build up a network on the interstates to support, it could work. In addition to long haul deliveries, local deliveries (LTL) are daily loops going a couple hundred miles max per day and ending back at the point of origin. That would be a great use case for these.

I'm amazed all my friends and I survived the 80s and 90s without cell phones. Can't believe the doors and windows were unlocked, such a travesty!

On a more serious note, schools still have PA systems. Teachers will still have their phones available...