Funny how those who got services/money/product from the ACA legislation are happy about??
Yes, it's really strange that those who needed healthcare are glad they were finally able to get it, isn't it? Weird! Gosh! Huh! How in the world??? (cough)
And the huge fucking mountain of folks that now enjoy $5k deductibles or insurance they did not need or want are not happy about it?
There are various deductibles. You choose the one you want. If you choose a 5k deductible, you're responsible for that choice. As far as insurance that's "not needed" goes, we don't know what we need because we have no way to tell what the future brings. The only way to determine what we probably or may need is via statistics. I trust the actuaries more than I trust my own judgement. Because I'm just that smart.
Are YOU getting other peoples money?
To directly answer your question, no, thus far and at the moment, I have not and am not. I've eroded my deductible a bit, probably won't work my way through it by the end of the year, barring unseen problems. Didn't last year, either. But of course I might very much benefit from "other people's money" at some point in the future.
That said, everyone in any insurance pool anywhere, ever, who makes a claim, is "getting other people's money." That's how insurance works. Similar for taxes. We all pay in, and in the case of the ACA, those who get the subsidies get the advantage of the payout. We do that when the loads are too great and/or too random for individuals to bear: infrastructure, military, healthcare (finally!), fire services, etc.
Why the fucking hell should my doctors have to be in some "POOL" anyway?
Well, for that, you want to look to your insurance company -- not the ACA. You can get plans where the doctor doesn't have to be in a network. The ones where they do use in-network doctors are generally less expensive though, so that may effectively be your answer. But it isn't the ACA that mandates pools. It's the insurance companies, and it's always been the insurance companies.
If you prefer to pay for other peoples medical care, great. Can you help me pay for mine?
If you're in my pool, then yes, I can and do help pay for yours. Again: That's how insurance works. If I'm not paying for you in the pool (different state, or different pool) even so I'm paying for other people's there -- and I have no problem with that. Likewise, in your state, in your pool, other people are paying for you. To the extent that my federal taxes (quite significant) are paying for your subsidy, I'm happy to do that as well. It's sure oodles better than thinking about what I'm paying for WRT various other government programs.
$1400/month with a $1500 yearly deductible for each family member.
The ACA requires that insurance costs are specifically limited for low-income individuals and families and there are tax credits. If you want me on your side here, you'd have to demonstrate that your income was low and your insurance costs were high and that the ACA didn't arrange for a circumstance to reasonably ameliorate your costs. Can you do that? I'd be very interested to learn the details, short of personally identifying data.
So yeah, you are happy about getting my money, and I am an asshole for providing it to you. thanks man.
Insurance is the way that congress decided this was going to operate. Given that, yeah, I'm happy to put the related money into insurance and into taxes as it lets me know that you and yours will be covered if that's needed. I'm sorry you don't feel the same way. I am pleased, however, that your feelings, as you expressed above, do not get to determine if other people get adequate healthcare.