Submission + - Stop paying TurboTax when IRS Free File covers most taxpayers for FREE (nerds.xyz)
BrianFagioli writes: The IRS has flipped the switch on Free File for the 2026 tax season, letting most Americans file federal taxes for exactly zero dollars. Anyone with 2025 adjusted gross income of $89,000 or less qualifies, covering an estimated 70 percent of taxpayers. The catch is that you have to start at IRS.gov/FreeFile, not the commercial sites that steer users into paid upgrades. Free File partners include familiar software brands like TaxAct, FreeTaxUSA, 1040.com and TaxSlayer, and many will throw in free state returns too. The program works on computers and phones and supports e-filing before the official opening of tax season.
What surprises me every year is how few people know this exists. Despite more than 77 million returns filed through Free File since 2003, most folks reach for TurboTax or H&R Block and end up paying for something the government already supports at no cost. Even gig workers and renters qualify now if their AGI is under the limit. If you want to keep more money in your wallet, start at IRS.gov/FreeFile and skip the upsell parade.
What surprises me every year is how few people know this exists. Despite more than 77 million returns filed through Free File since 2003, most folks reach for TurboTax or H&R Block and end up paying for something the government already supports at no cost. Even gig workers and renters qualify now if their AGI is under the limit. If you want to keep more money in your wallet, start at IRS.gov/FreeFile and skip the upsell parade.