I love Citibank's ATM's
My other problem (with ALL banks) is that I DO NOT WANT A CREDIT CARD (or debit) tied to my primary checking account. The account where I, you know, pay my bills. Who's bright idea was it to do this -- allow someone to easily empty my account leaving me with bounced payments while cleaning up the mess?
I want a ATM [only] card. Can't get that anymore. So I take debit/credit cards and lock them away and NEVER EVER use them other than as a ATM card and ONLY at their locations. I never pull cash out any old place. Silly IMHO.
Give me a credit card that requires a PIN entered. Problem solved (if programmed correctly -- assume the card reader / phone or internet connection have been tampered with).