Best Free Finance Software of 2024

M-PESA, Africa's most popular mobile money service, is also the largest fintech platform in the region. M-PESA is the best way to make payments across Africa, both for the banked or unbanked. It offers unmatched convenience and safety. It also offers financial services to millions who have mobile phones but don't have access to bank accounts or limited banking services. M-PESA offers a safe, secure and affordable way for customers to send and receive money, top-up their airtime, pay bills, receive salaries, and get short-term loans. Customers can register for the service at authorized agents. These agents are often small mobile phone shops or other retailers like barbers, butchers and bakers. You can then deposit cash to receive electronic money. Customers can then send money abroad to their loved ones.

This is the easiest way to keep track of their expenses. You can take a picture of an expense or document and you can live with no worries. Simply frame or attach. The app will do the rest. It interprets the content using our OCR algorithm, and generates simple and intuitive graphs. You always have everything you need in your pocket. You can save time and money on reconciliation and reporting. All data can be interpreted instantly and displayed in an intuitive dashboard. The dashboard can also be exported to your management system in just a few clicks. Digitizing paper documents decreases paper use and consequently, the environmental impact. A private user can reduce their paper consumption by as much as 1 kg over a year. A medium-sized business can save up to 10kg. Intelligent filters and our dynamic dashboard make it possible to accurately and granulate all information about expenses. You can create a multipage PDF document from the application and share it with anyone you wish.

Let us handle your invoicing so that you can concentrate on what is most important to your business. In seconds, you can create professional and clean invoices. All your invoices can be managed in one place. Let us handle all your invoices so that you can concentrate on what is most important to your business. You can quickly create and share invoices with clients for completed projects. It can be integrated with any infrastructure. Connect your website or mobile app to Invoiless API to start invoicing Invoiless allows developers, freelancers, small and medium businesses, to manage, create and track all invoices from one place. With an intuitive interface, you can manage all your invoices from one place. It makes it easy to fill out an invoice. All of your invoices can be accessed from one place. You can monitor and chat with customers via the invoice page. You must be available to your customers when they need you most. Don't waste time customizing invoices.

WorkMade automatically sets aside the amount you owe in state and federal income tax - both quarterly and at year's end. WorkMade will take care of everything for you in the app when it comes time to file. WorkMade does all the work for you as you earn and spend on your business. No more worrying about when you'll get paid. WorkMade pays you fast when you need to. Send and receive money easily through pay via bank, wires and check deposits. Instantly cash out your earnings.

We are experts in global and local payments processing and we know how difficult it can be to get into international markets. We've done all the work for you: from learning about regional payment preferences to translating our checkout in 20 languages. The G2A PAY payment gateway is a great option for global expansion. You get support for over 200 trusted payment methods, seamless integration with our slick API and stylish personalized checkouts. We provide a level of care that larger payment processors simply cannot match. Online shopping doesn't mean you have to use a lot of payment methods or navigate multiple platforms. G2A PAY is committed to meeting the high expectations of small businesses as well as large corporations.

RealBooks gives your business the edge it needs to make smart business decisions while working remotely. You can keep track of your receivables and payables online or via the mobile app. Anywhere, anytime. All accounting can be done remotely using the document management feature. We use 256 bit encryption that is better than banks. All servers are hosted by Amazon Web Services, a leader in cloud computing. You can generate a GSTIN-wise report for any branch, no matter how many you have and regardless of whether you have GST registrations. You can do hassle-free accounting using automated GST calculations and seamless uploads into GSTN. Direct integration with the GST portal allows you to be e-invoice compliant without additional costs. Cloud-based accounting software for professionals as well as enterprises. With cutting-edge online accounting software, you can track your stocks and cash flow.

Simple accounting software that will make you smarter. ZipBooks is simple, beautiful, and powerful. It gives you the tools and intelligence that will take your business to new heights. Every business needs a way to keep the money coming in. ZipBooks provides a smart way to keep your billing on track, on time, and gives you feedback as you go. You can choose regular invoicing or a subscription for continuous billing that is customizable to your needs. To keep perfect records for your business, you don't need to be an accountant. ZipBooks gives you a smart way of tracking all transactions, keeping track of who owes you and how much your business is making. We will give you intelligent feedback about how to improve your day-today operations and help you remember to pay taxes so you can reduce unwanted fees.

Stripe Billing allows you to quickly bill customers with invoices or subscriptions. You can increase revenue, support new products and business models, as well as accept recurring payments worldwide. Instantly start collecting one-time and recurring payments via card, bank transfer, or other payment methods. You can test and roll out changes using our API or directly in the Dashboard. Flexible billing logic is available for everything, from per-seat pricing to metered billing right out of the box. There is support for coupons, free trials and add-ons. Smart retries, automatic failed payment emails, and an automated card updater reduce churn. Stripe Billing helped businesses recover an average of 38% of failed payments in 2021. Automated reporting and revenue recognition help you understand your financial health, churn, growth, and financial health. Easily sync billing data and payments data with all of your workflows.

The Cash App allows you to send and receive payments easily via a mobile app. The Cash App allows you to buy Bitcoin and works without a bank account. You can send and receive money from anywhere, anytime. It's easy and fast. All you need is a $cashtag to get started. You can receive your paychecks up to two days before the due date by opening a Cash App Account. When you have at least $300 in monthly income, you can get 3 ATM withdrawals free of charge. Cash App makes it easy for you to invest in stocks or bitcoin, no matter if you're a beginner or a pro. Cash App employs advanced security features to protect millions and millions of people each year. We take every precaution to ensure your money and information is safe, from data encryption to verification locks.

This is a place to write independently. Start a newsletter. Your community will grow. Subscriptions can help you make money. Publishing is free and there are no restrictions. We only make money when we do. Your email list is your community. Substack is a way to get: - Your email list - A website to host all your posts - Community features Audio, video and images, GIFs and more - Control over what's included and what's not for your paying subscribers It takes only minutes to get started. Substack allows you to build your audience or bring people over. You can add paid subscriptions when you are ready. We handle all the details so that you can concentrate on writing. Substack's top writers make hundreds of thousands of dollars per year. Writers can concentrate on the work that matters most when readers pay them directly. A few hundred subscribers can provide a steady income. It is very lucrative for a few thousand subscribers.

The only corporate card that can strengthen your finances. You can replace expense reports with unlimited virtual or physical cards. Automate your accounting and get 1.5% cash back on all your expenses. Get a complete overview of your company's spending. Zoom in on a single transaction or user right away. Forecast your spend by department or merchant, employee, or company. Ramp's comprehensive expense management solution saves finance teams 5 days per month by replacing inefficient expense reporting. No more chasing people down. You will be notified immediately after you are charged. Ramp automatically collects, matches, and reminds you of every transaction that requires one. You can send them via SMS, email, or in bulk. Integrate with top accounting services. Easy, centralized accounting with one-click sync and export to hundreds of accounting providers. Integrate with the best accounting providers.

Valutico, a web-based valuations platform founded in Austria, provides the financial services industry with data-driven tools that allow them to perform analysis more efficiently. Valutico, with its headquarters in Vienna and affiliates in the UK and USA, empowers experts and businesses to perform accurate valuations in minutes. It also solves the problem of complex tools and lack of data sources. Valutico gives you access to reliable market data from the most reputable financial databases. It also cross-checks business plans and offers useful suggestions to improve consistency and plausibility. Valutico offers access to over 15 of the most respected valuation methods in the world, saving experts time and transferring results from spreadsheets to slides.

Crypterium is developing a mobile app that converts your coins and tokens to money that you can use with the same ease of cash. You can shop around the globe to use your coins and tokens to pay at any NFC terminal or scan the QR codes. Pay your bills online, make purchases, or send money across borders for as little as a penny. You can manage your finances with a digital wallet and card. You can store, buy, invest and cash out crypto wherever you are. The Crypterium wallet integrates traditional finances with digital assets. It offers unlimited wallets for buying, cashing out and earning crypto. It supports BTC and ETH, LTC and CRPT, as well as many other digital assets. You can transfer your crypto worldwide with just a number or address for your wallet. Crypterium virtual and plastic cards. You can get a virtual card in 20 minutes. The fastest card issue ever! Get up to 21% APR for your digital assets by opening the highest-yield savings account.

Get a better understanding of the risk-return profile for your investments. Use comprehensive technical, fundamental, and quantitative analysis to make better investment decisions. Statmetrics is a comprehensive solution for portfolio analysis and investment research. Statmetrics is optimized to be used on Android mobile devices. It allows you to access global market data, news, monitor and screen markets and perform charting and technical analyses, build and backtest multi-asset portfolios. You can also apply portfolio risk-return optimization strategy, analyze the fundamental characteristics of portfolios or potential investments.

A more connected financial system. You can send money instantly to any location in the world, without additional fees. You can send and receive borderless, instant payments right from your fingertips. Strike is the easiest way to buy Bitcoin. Avoid fees and stack sats the right way. You can put the power of your money back in your pocket. No additional fees to convert your paycheck into bitcoin We work directly with top brands to offer you savings on thousands upon thousands of products. Get up to 15% cashback on all the products you purchase every day.

cTrader is a trading platform that Forex and CFD brokers can offer their traders. The platform offers a wide range of features that can be customized to suit any investment preference. cTrader is a top multi-asset Forex trading platform that also offers CFD trading. It features rich charting tools, advanced orders types, level II pricing, fast entry and execution, and rich charting. It features a beautiful user interface and is connected to the most advanced backend technology. It's also available on multiple devices. Anyone can become a Strategy Provider and broadcast their trading strategy to earn a commission. You can search for and copy other traders' strategies, and you are free to invest. Traders can also set their own risk management settings. cTrader Automate allows traders to create algorithmic trading robots that automate their trading strategies. It is intuitive and powerful.

Our stock research, fundamental analysis tools and crowdsourced discussion help investors make the best investment decisions. We also provide actionable market data and reliable news. Our research is created by investors for investors. It is then carefully reviewed by in-house editors and then read by millions of people. Our stock coverage is deeper and wider than any other. Diverse opinions are provided on each stock to help investors weigh the bear and bull cases and make informed decisions. Investors can use our news to understand why the stock market and stocks in their portfolio is moving or are about move. Investors can use our financial news to gain insight on stocks' future earnings and price trends, as well as to discover new and exciting opportunities. Every investor has access to professional-quality tools through our data. Each stock's characteristics are summarized by our factor grades and quant ratings.

It's easy to send and receive money across Africa. Get free transfers and the lowest cross border rates. You can move money around the world, from one place to another, or even across Africa. Chipper Cash is the best way to send and get money across borders. Chipper Cash allows you to securely send and receive money. Join over 4,000,000 people. Chipper Cash makes it easy to send and receive money. You don't need to pay transfer fees or travel to a bank or agent to send or receive money. Transfer funds instantly between your accounts. Transfer your money instantly between Chipper Cash, any bank account or mobile money account. Chipper allows you to pay instantly and save big on transaction costs. Buy discounted Airtime to earn 2% Cashback instantly. Send Airtime to a friend or yourself.

One of the most popular mobile tipping services available in North America can improve the experience for hotel guests and staff.

You can get paid faster by taking the first step. PayPal offers professional invoices that can be customized to your specifications. This makes it easy to request payment. Don't wait, most invoices are paid within a day. * You only pay when you get paid. PayPal makes it easy for you to manage your billing and receive payments from anywhere. You can send a payment to your customers securely in just a few clicks. Your money will be delivered in minutes. You can create and send an invoice from almost any device in minutes. You can send your invoice by email or sharing a link. You don't need to download any invoicing software. You can add your logo, contact information, or custom fields to your invoice template. Then, you can save it so you can access it quickly whenever you need it. All your billing information in one place. Online access to your billing history, track payments, and send reminders. Online invoicing is free and easy. There are no monthly fees or setup fees. Only pay when you receive payment. It is 2.9% plus $0.30 per transaction. *

Flexible invoicing solution for freelancers as well as businesses of all sizes. Accept bank transfer payments and credit cards. Split the transaction fees with your clients. PeachPay is the first payment platform that allows you to choose how to split transaction fees. You can send invoices in more than 100 currencies, as well as a wide range of popular cryptocurrencies. Trusted payment providers Stripe, Coinbase process payments securely.

Zelle®, a secure, quick, easy, and contact-free method to send and receive money to friends, family, and others you trust, is fast, safe and simple. In minutes, you can receive money directly to your bank account. Start by enrolling your U.S. mobile phone number or email through the mobile banking app or the Zelle app. Enter the preferred email address and U.S. mobile number for the recipient. With a U.S. bank account, you can send money to anyone1 you trust and know. Enter the amount you wish to send. The recipient receives a notification describing how to make the payment quickly and easily. Zelle allows you to send money for many things. Did we mention that it's quick? Like money-straight-into-your-bank-account-in-minutes fast. Learn more about Zelle and how to Pay it Safe. Zelle allows you to send money directly to the bank account of someone you trust, regardless of whether you are settling IOUs or splitting takeout costs.

Vyapar is a simple GST Billing Software that small businesses can use. Vyapar App allows you to create and share invoices on WhatsApp, manage inventory, make estimates, generate GSTR reports and track unpaid invoices. You can also send reminders for payments, collect payments online with UPI payments, and track payments. This App is accessible to anyone, regardless of their educational background. Vyapar App also has features such as business expense tracking, daily purchase record, and profit and loss reports. It's the perfect E-Billing software for small businesses and retail shops. Vyapar App is available in both a desktop and mobile version. The Mobile App is free and the Desktop App has a 15-day free trial. Vyapar App allows you to manage your business without any accounting knowledge.

Veryfi software automates construction bookkeeping and allows for real-time field intelligence. Automate time and materials by digitizing and you can eliminate 90% of the time spent manually searching for records and trying to track them down. Bookkeeping has been a monthly ritual in the past. Veryfi has seen exceptional businesses achieve financial success when they steer in real time, not at the end each month. Veryfi is a mobile-first, team-oriented bookkeeper. This makes it fast, reliable, and easy for teams to access information from the field (physical realm) and into a system record (digital realm) with minimal user intervention. Veryfi is developing the next generation in construction bookkeeping automation software using pure tech and without any limitations to legacy technology or methods.

Deel is the global HR platform for remote teams. Simplify every aspect of international hiring and payroll with automated onboarding, end-to-end compliance, and integrated global payments, built from the ground up with local expertise. Deel's legal network help mitigate risk with localized contracts that are tailored to local labor laws. Deel manages common HR tasks such as local benefits, deductions, and payslips, making it easier than ever to hire internationally. While Deel provides an integrated platform for global contracts and payments, HR professionals can also integrate Deel with their accounting and reporting software. Deel is built with security and compliance in mind—it's GDPR compliant, and clients can manage DPA agreements, IP protection, and equipment use at anytime through the dashboard.