Best Free Finance Software of 2025

Financial software and services that will help you grow. Brex allows you to send ACH and wires free of charge anywhere in the world, earn money-saving rewards and easily track expenses. Designed for people who do things differently. You can scale faster by combining your deposit, spend, and controls into one account. This is the power of all in one finance. All expenses are tracked, from employee purchases to accounting to paying vendors. Send us your receipts by email or text. We'll match them with the correct expenses. To automate reconciliation, sync expense data across multiple systems. To find cost-saving opportunities, you can run custom spend reports. All in one place: Issue cards, search transactions and approve or follow-up. You can create unique cards with customized limits for each subscription, vendor, or employee. All this is free. You can set up custom limits and give the option for users to choose how they want to spend their money, such as on training or WFH snacks.

The Cash App allows you to send and receive payments easily via a mobile app. The Cash App allows you to buy Bitcoin and works without a bank account. You can send and receive money from anywhere, anytime. It's easy and fast. All you need is a $cashtag to get started. You can receive your paychecks up to two days before the due date by opening a Cash App Account. When you have at least $300 in monthly income, you can get 3 ATM withdrawals free of charge. Cash App makes it easy for you to invest in stocks or bitcoin, no matter if you're a beginner or a pro. Cash App employs advanced security features to protect millions and millions of people each year. We take every precaution to ensure your money and information is safe, from data encryption to verification locks.

This is a place to write independently. Start a newsletter. Your community will grow. Subscriptions can help you make money. Publishing is free and there are no restrictions. We only make money when we do. Your email list is your community. Substack is a way to get: - Your email list - A website to host all your posts - Community features Audio, video and images, GIFs and more - Control over what's included and what's not for your paying subscribers It takes only minutes to get started. Substack allows you to build your audience or bring people over. You can add paid subscriptions when you are ready. We handle all the details so that you can concentrate on writing. Substack's top writers make hundreds of thousands of dollars per year. Writers can concentrate on the work that matters most when readers pay them directly. A few hundred subscribers can provide a steady income. It is very lucrative for a few thousand subscribers.

Get your VAT compliance on autopilot. Hellotax offers VAT services such as VAT Registration and VAT Filings to help you reduce your workload. Get our free tool to help you monitor your thresholds and stay tax compliant in Europe. Just one click connect to marketplaces such as Amazon, eBay, or your own online shop. You can import your data in just seconds. You can get a VAT number anywhere and whenever you need it. The software and its tax accountants ensure the highest quality standards. The Digital Registration Process makes it easy to register for a VAT number from anywhere. You can register for a VAT number online in just a few clicks, and from your home.

Financial data and solutions for everyone. Real-time stock, forex and cryptocurrency market data via APIs, WebSocket & Widgets. Finage offers more than 28.000+ symbols, in real-time. We provide everything you need to create financial applications that require Real-Time stock, currency and cryptocurrency data via APIs or WebSocket. Finage's Real Time WebSocket and APIs allow you to access more than 25.000+ U.S. stocks data. The 15-year Historical Data API can be used for U.S stocks. Finage offers over 1300+ currencies in both historical data API and real-time. Access all Forex data in one place. We offer more than 1500+ cryptocurrency via API and WebSocket. Finage offers the most popular cryptocurrencies, Real-time. Visuality is the best way for complex data to be easily understood. Choose custom widgets in different colors to best suit your platform. Available on most popular platforms.

All-in-one plugin to create a paywall for content creators. Turn your readers into subscribers, lock premium content behind paywalls, and increase content revenue! Widget is easy to use and optimized for maximum conversions. Customers can pay with their card or mobile number by clicking one button. Customers can be registered and added to your CRM automatically. You can view their profile and manage all their payment details from one place. It takes less than a minute to create a weekly newsletter. Your site automatically pulls content and puts it together in a newsletter. Advanced analytics allows you to track monetization data and customer behavior on your website. You can see everything, from the ARPU to the Monthly Revenue. All content can be locked and sold. One-Stop-Shop For Blogs, Podcasts and Streaming, eLearning, and More. Zlick is easy to use and does not require a tech team. It takes just 10 minutes to connect everything, and monetize content.

Spectrum is a combination Zen Income Tax Auditor Edition and Zen e– TDS, Zen Service tax, Zen Document Manager, Zen Report / CMA Zen Form Manager & Zen e– AIR. Computation of income and tax thereon, including set off losses, deductions, clubbing minor's income, rebates, etc. The detailed instructions for the computation of trust, non-residents and foreign companies have been included. Manual and automatic calculation of interest under 234A, 234B, and 234C. Preparation of return forms, viz. ITR 1 to ITR 7 Preparation of trading, P&L accounts, balance sheets, multiple capital accounts, and statement of affairs. MIS reports viz. Assesses register, filed returns list, pending returns list, returns to prepare, refund. Advance tax estimation report, cases list, and assesses with or without PAN. Client-wise backup and restoration facility. Online e-payment of tax Challans via software directly. No need to fill in master information.

It's easy to send and receive money across Africa. Get free transfers and the lowest cross border rates. You can move money around the world, from one place to another, or even across Africa. Chipper Cash is the best way to send and get money across borders. Chipper Cash allows you to securely send and receive money. Join over 4,000,000 people. Chipper Cash makes it easy to send and receive money. You don't need to pay transfer fees or travel to a bank or agent to send or receive money. Transfer funds instantly between your accounts. Transfer your money instantly between Chipper Cash, any bank account or mobile money account. Chipper allows you to pay instantly and save big on transaction costs. Buy discounted Airtime to earn 2% Cashback instantly. Send Airtime to a friend or yourself.

SMERGERS defines business valuation as the process of capturing the true value and potential profits of a business. There are three main methods of business valuation: trading comparables (DCF), transaction comparables (TCF), and discount cash flow (DCF). Two types of owners can hold a company: shareholders and debt holders. The enterprise value is the value of a pure company that accrues both to shareholders and debt holders. The equity value, which accrues only to shareholders, is also known as market cap for publicly traded companies. Because of the variability in cash and debt levels, companies are compared using enterprise value rather than equity value. The appropriate elements of a business must be valued during an acquisition. This depends on whether it is an asset buy or a stock sale. This method is widely used by investment bankers to value a company during an acquire.

M-PESA, Africa's most popular mobile money service, is also the largest fintech platform in the region. M-PESA is the best way to make payments across Africa, both for the banked or unbanked. It offers unmatched convenience and safety. It also offers financial services to millions who have mobile phones but don't have access to bank accounts or limited banking services. M-PESA offers a safe, secure and affordable way for customers to send and receive money, top-up their airtime, pay bills, receive salaries, and get short-term loans. Customers can register for the service at authorized agents. These agents are often small mobile phone shops or other retailers like barbers, butchers and bakers. You can then deposit cash to receive electronic money. Customers can then send money abroad to their loved ones.

This is the easiest way to keep track of their expenses. You can take a picture of an expense or document and you can live with no worries. Simply frame or attach. The app will do the rest. It interprets the content using our OCR algorithm, and generates simple and intuitive graphs. You always have everything you need in your pocket. You can save time and money on reconciliation and reporting. All data can be interpreted instantly and displayed in an intuitive dashboard. The dashboard can also be exported to your management system in just a few clicks. Digitizing paper documents decreases paper use and consequently, the environmental impact. A private user can reduce their paper consumption by as much as 1 kg over a year. A medium-sized business can save up to 10kg. Intelligent filters and our dynamic dashboard make it possible to accurately and granulate all information about expenses. You can create a multipage PDF document from the application and share it with anyone you wish.

Let us handle your invoicing so that you can concentrate on what is most important to your business. In seconds, you can create professional and clean invoices. All your invoices can be managed in one place. Let us handle all your invoices so that you can concentrate on what is most important to your business. You can quickly create and share invoices with clients for completed projects. It can be integrated with any infrastructure. Connect your website or mobile app to Invoiless API to start invoicing Invoiless allows developers, freelancers, small and medium businesses, to manage, create and track all invoices from one place. With an intuitive interface, you can manage all your invoices from one place. It makes it easy to fill out an invoice. All of your invoices can be accessed from one place. You can monitor and chat with customers via the invoice page. You must be available to your customers when they need you most. Don't waste time customizing invoices.

WorkMade automatically sets aside the amount you owe in state and federal income tax - both quarterly and at year's end. WorkMade will take care of everything for you in the app when it comes time to file. WorkMade does all the work for you as you earn and spend on your business. No more worrying about when you'll get paid. WorkMade pays you fast when you need to. Send and receive money easily through pay via bank, wires and check deposits. Instantly cash out your earnings.

We are experts in global and local payments processing and we know how difficult it can be to get into international markets. We've done all the work for you: from learning about regional payment preferences to translating our checkout in 20 languages. The G2A PAY payment gateway is a great option for global expansion. You get support for over 200 trusted payment methods, seamless integration with our slick API and stylish personalized checkouts. We provide a level of care that larger payment processors simply cannot match. Online shopping doesn't mean you have to use a lot of payment methods or navigate multiple platforms. G2A PAY is committed to meeting the high expectations of small businesses as well as large corporations.

RealBooks gives your business the edge it needs to make smart business decisions while working remotely. You can keep track of your receivables and payables online or via the mobile app. Anywhere, anytime. All accounting can be done remotely using the document management feature. We use 256 bit encryption that is better than banks. All servers are hosted by Amazon Web Services, a leader in cloud computing. You can generate a GSTIN-wise report for any branch, no matter how many you have and regardless of whether you have GST registrations. You can do hassle-free accounting using automated GST calculations and seamless uploads into GSTN. Direct integration with the GST portal allows you to be e-invoice compliant without additional costs. Cloud-based accounting software for professionals as well as enterprises. With cutting-edge online accounting software, you can track your stocks and cash flow.

Simple accounting software that will make you smarter. ZipBooks is simple, beautiful, and powerful. It gives you the tools and intelligence that will take your business to new heights. Every business needs a way to keep the money coming in. ZipBooks provides a smart way to keep your billing on track, on time, and gives you feedback as you go. You can choose regular invoicing or a subscription for continuous billing that is customizable to your needs. To keep perfect records for your business, you don't need to be an accountant. ZipBooks gives you a smart way of tracking all transactions, keeping track of who owes you and how much your business is making. We will give you intelligent feedback about how to improve your day-today operations and help you remember to pay taxes so you can reduce unwanted fees.

Stripe Billing allows you to quickly bill customers with invoices or subscriptions. You can increase revenue, support new products and business models, as well as accept recurring payments worldwide. Instantly start collecting one-time and recurring payments via card, bank transfer, or other payment methods. You can test and roll out changes using our API or directly in the Dashboard. Flexible billing logic is available for everything, from per-seat pricing to metered billing right out of the box. There is support for coupons, free trials and add-ons. Smart retries, automatic failed payment emails, and an automated card updater reduce churn. Stripe Billing helped businesses recover an average of 38% of failed payments in 2021. Automated reporting and revenue recognition help you understand your financial health, churn, growth, and financial health. Easily sync billing data and payments data with all of your workflows.

The only corporate card that can strengthen your finances. You can replace expense reports with unlimited virtual or physical cards. Automate your accounting and get 1.5% cash back on all your expenses. Get a complete overview of your company's spending. Zoom in on a single transaction or user right away. Forecast your spend by department or merchant, employee, or company. Ramp's comprehensive expense management solution saves finance teams 5 days per month by replacing inefficient expense reporting. No more chasing people down. You will be notified immediately after you are charged. Ramp automatically collects, matches, and reminds you of every transaction that requires one. You can send them via SMS, email, or in bulk. Integrate with top accounting services. Easy, centralized accounting with one-click sync and export to hundreds of accounting providers. Integrate with the best accounting providers.

Mercury offers bank accounts that can help tech companies scale. FDIC-insured bank account openings that include API access, virtual card access, team management, and much more. Cashflow analytics, programmatic payment, instant runway estimates, cashflow analytics, and many other features allow you to make efficient decisions in real-time. Get to the heart of Silicon Valley. Our network and expertise are always at our disposal. Send money in three clicks via wire, check or ACH You can see where your money is going in real-time. You can control which features employees have access to. In seconds, you can find any transaction you have made. Fluent 2-factor authentication and full logs will keep you safe. Connect to Gusto and Stripe, Quickbooks and other tools in the financial stack.

Valutico, a web-based valuations platform founded in Austria, provides the financial services industry with data-driven tools that allow them to perform analysis more efficiently. Valutico, with its headquarters in Vienna and affiliates in the UK and USA, empowers experts and businesses to perform accurate valuations in minutes. It also solves the problem of complex tools and lack of data sources. Valutico gives you access to reliable market data from the most reputable financial databases. It also cross-checks business plans and offers useful suggestions to improve consistency and plausibility. Valutico offers access to over 15 of the most respected valuation methods in the world, saving experts time and transferring results from spreadsheets to slides.

Choise.com combines CeFi with DeFi solutions to create a gateway crypto platform. We offer the best of both worlds: seamless crypto buying and swapping, interest account, passive income from your holdings, liquidity pools and a variety of other earning tools.

Get a better understanding of the risk-return profile for your investments. Use comprehensive technical, fundamental, and quantitative analysis to make better investment decisions. Statmetrics is a comprehensive solution for portfolio analysis and investment research. Statmetrics is optimized to be used on Android mobile devices. It allows you to access global market data, news, monitor and screen markets and perform charting and technical analyses, build and backtest multi-asset portfolios. You can also apply portfolio risk-return optimization strategy, analyze the fundamental characteristics of portfolios or potential investments.

A more connected financial system. You can send money instantly to any location in the world, without additional fees. You can send and receive borderless, instant payments right from your fingertips. Strike is the easiest way to buy Bitcoin. Avoid fees and stack sats the right way. You can put the power of your money back in your pocket. No additional fees to convert your paycheck into bitcoin We work directly with top brands to offer you savings on thousands upon thousands of products. Get up to 15% cashback on all the products you purchase every day.

cTrader is a trading platform that Forex and CFD brokers can offer their traders. The platform offers a wide range of features that can be customized to suit any investment preference. cTrader is a top multi-asset Forex trading platform that also offers CFD trading. It features rich charting tools, advanced orders types, level II pricing, fast entry and execution, and rich charting. It features a beautiful user interface and is connected to the most advanced backend technology. It's also available on multiple devices. Anyone can become a Strategy Provider and broadcast their trading strategy to earn a commission. You can search for and copy other traders' strategies, and you are free to invest. Traders can also set their own risk management settings. cTrader Automate allows traders to create algorithmic trading robots that automate their trading strategies. It is intuitive and powerful.

Our stock research, fundamental analysis tools and crowdsourced discussion help investors make the best investment decisions. We also provide actionable market data and reliable news. Our research is created by investors for investors. It is then carefully reviewed by in-house editors and then read by millions of people. Our stock coverage is deeper and wider than any other. Diverse opinions are provided on each stock to help investors weigh the bear and bull cases and make informed decisions. Investors can use our news to understand why the stock market and stocks in their portfolio is moving or are about move. Investors can use our financial news to gain insight on stocks' future earnings and price trends, as well as to discover new and exciting opportunities. Every investor has access to professional-quality tools through our data. Each stock's characteristics are summarized by our factor grades and quant ratings.