Best Free Payment Processing Software of 2024

Upflow is the ultimate solution for B2B companies across the globe, revolutionising cash flow management through state-of-the-art AR technology. Join a thriving community of finance leaders who have unlocked their owed cash reserves with Upflow's seamless integration into their accounting stack. Effortlessly manage Accounts Receivables and gain real-time insights from our comprehensive analytics by integrating Upflow with your accounting tool in a few clicks, driving effective cash collection efforts. Experience the difference in cash collection excellence with Upflow today!

CARDZ3N supports global payments for credit cards, ACH, SEPA, and Crypto (140+ coins). CARDZ3N processes payments for emerging markets & high-risk businesses, including CBD, crypto exchanges, gambling, travel, and more. We also offer a Stripe Alternative with rates starting at 2.25% for non-profits & 2.75% & $0.25 for e-commerce. CARDZ3N also offers other payment options, such as ACH, payroll and HR, benefits, or business capital. CARDZ3N Our mission is to solve the most pressing problems facing our clients, large and small. Our unique approach is what distinguishes us and what makes us different.

Exact Payments, a leader in embedded payment solutions for SaaS businesses, enables them to monetize payments with its turnkey PayFac as a Service solution. Exact Payments handles the heavy lifting for payment operations, allowing software businesses to grow their revenue, valuation and improve product stickiness while increasing customer satisfaction. Today, the company processes over 1 billion transactions and $130bn+ of annual payment volume. Its customers include Fiserv, Ordway Cineplex, Allianz Levi's and Carfax.

RetailEdge is a simple-to-use and feature-rich point to sale (POS) and inventory software solution for retail businesses. RetailEdge is a product of High Meadow Business Solutions. It offers multi-location support, credit card processing, website integration and mobile POS. Gift card management capabilities are also included in the suite. The solution supports mobile and secure payments such as Apple Pay and EMV. It also integrates with multiple ecommerce platforms for efficient order processing, price updates, and gift card management capabilities. How are we different? 1. One time-fee for the software. 2. Hybrid software, with all local data, to ensure you have fast real-time access to all your data when the internet is down or, more often, slow. 2. Comes with an hour of free training with real people. This includes making sure your inventory is structured properly and familiarizing you with the many powerful tools that will help you grow your business. 3. Optional on-going support and updates, designed to affordably fit your business needs, not the other way around. Integrated credit card processing with the most modern features and developed to get you the lowest rates so that you save money.

EBizCharge is the leader in integrated payment solutions that helps businesses facilitate electronic payment processing, enhance transaction security, and increase client profits. Providing businesses with the tools they need to make transactions faster, safer, and less expensive while offering a premium payment processing experience. EBizCharge applications are PCI-compliant and fully integrated with major ERP/accounting systems, including QuickBooks, Sage ERP products, SAP Business One, Microsoft Dynamics, NetSuite, Epicor, Acumatica, and major online shopping carts, including Magento, WooCommerce, and Volusion.

Melio is a business payment platform that simplifies the way small and medium-sized businesses pay their vendors & contractors—in and outside the U.S. Users can pay any invoice however they choose—with a bank transfer for free or by card (2.9% fee), even where cards aren’t accepted. You can also choose the speed of payment. Regular ACH bank transfers arrive within 3 business days but you can expedite payments and send funds by the end of the day or even instantly. Improve your cash flow by using your credit card. Hold onto cash longer by deferring payment to the end of your next billing cycle. Plus, earn card rewards with every transaction. Vendors receive payment however they prefer—a check in the mail or a bank deposit. They don’t need to sign up to receive the funds. Looking to boost your efficiency? Pay multiple bills at once, set up recurring payments, and enjoy multiple capabilities to help you spend less time in the back office. Invite team members or your accountant and easily set up their roles and permissions to schedule payments. Plus, Melio syncs with QuickBooks and other accounting software so data is automatically updated on both platforms.

Fraud.net is the world's leading infrastructure for fraud management. It is powered by a sophisticated collective Intelligence network, world-class AI, and a modern cloud-based platform that assists you: * Combine fraud data from all sources with one connection * Detect fraudulent activity in real-time for transactions exceeding 99.5% * Uncover hidden insights in Terabytes of data to optimize fraud management Fraud.net was recognized in Gartner's market guide for online fraud detection. It is a real-time enterprise-strength, enterprise-strength, fraud prevention and analytics solution that is tailored to the needs of its business customers. It acts as a single point-of-command, combining data from different sources and systems, tracking digital identities and behaviors, then deploying the most recent tools and technologies to eradicate fraudulent activity and allow transactions to go through. Get a free trial by contacting us today

Customers can choose the products they want, add them to the shopping cart, and then fill out the form fields with their contact information. Then, they can pay. Every payment tool can be customized with the corporate logo, colors, and fonts. Payrexx payment tools, such as One Page Shop and Virtual POS, automatically adapt to the device of the user. Your customers will enjoy shopping and payments. Facebook pixel can be used to track customers using your Payrexx tools. It is easy to just copy and paste a small portion of code. You can create discount coupons that are either fixed in amount or percentage. Your customers will be able to enter the code during checkout to receive the discount. You can send paylinks to customers either automatically or manually by email. You can choose when you want to remind customers to buy your products or services.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

Square POS is a simple, intuitive point-of sale (POS) solution. It provides a rich set of tools for inventory tracking, sales tracking, online payment processing and digital receipts. Square POS is available for Android and iOS devices. It records transactions offline by storing data locally, then automatically syncing information when there is an Internet connection. Square POS allows users to manage details such as names, prices and quantities. It also offers features such as a barcode scanner and discounts, credit card processing and gift cards, refunds and more.

ALFAcoins is a cryptoprocessing service that is helping to bridge the gap between the crypto space and the payments space. It easily integrates into your website or existing payment flow, with an API, widgets and e-commerce plugins. Providing a trustless payment service to merchants, our company has developed a product that addresses an immediate demand in the eCommerce universe. The service features a flat fee rate for merchants, completely eliminating the exorbitant fees required to process eCommerce payments through traditional providers. Our goal is to make cryptocurrencies widely available to merchants and their customers.

ALX wallet is a platform that allows global business and payments. Anyone can use the ALX wallet mobile application to send payments, promote their business, and sell their goods &/or services in less than a minute to anyone around the world. ALX wallet connects buyers and sellers, friends and family, and allows them to send money and grow their businesses. ALX wallet is a Peer to Peer platform and does not charge merchants any fees. Settlements are fast and easy. There are no fees, no chargebacks and no waiting for your money. Everyone can start a global business. Start selling today and sending payments immediately. Available now for Android and iOS. Stripe supports Dogecoin, Digibyte, Bitcoin, as well as all major credit and debit cards. Features Mobile Point of Sale Mobile Invoicing and Payments Mobile Transaction Records Embeddable widget creator for accepting crypto currency on websites Profiles

We are experts in global and local payments processing and we know how difficult it can be to get into international markets. We've done all the work for you: from learning about regional payment preferences to translating our checkout in 20 languages. The G2A PAY payment gateway is a great option for global expansion. You get support for over 200 trusted payment methods, seamless integration with our slick API and stylish personalized checkouts. We provide a level of care that larger payment processors simply cannot match. Online shopping doesn't mean you have to use a lot of payment methods or navigate multiple platforms. G2A PAY is committed to meeting the high expectations of small businesses as well as large corporations.

The Cash App allows you to send and receive payments easily via a mobile app. The Cash App allows you to buy Bitcoin and works without a bank account. You can send and receive money from anywhere, anytime. It's easy and fast. All you need is a $cashtag to get started. You can receive your paychecks up to two days before the due date by opening a Cash App Account. When you have at least $300 in monthly income, you can get 3 ATM withdrawals free of charge. Cash App makes it easy for you to invest in stocks or bitcoin, no matter if you're a beginner or a pro. Cash App employs advanced security features to protect millions and millions of people each year. We take every precaution to ensure your money and information is safe, from data encryption to verification locks.

Zelle®, a secure, quick, easy, and contact-free method to send and receive money to friends, family, and others you trust, is fast, safe and simple. In minutes, you can receive money directly to your bank account. Start by enrolling your U.S. mobile phone number or email through the mobile banking app or the Zelle app. Enter the preferred email address and U.S. mobile number for the recipient. With a U.S. bank account, you can send money to anyone1 you trust and know. Enter the amount you wish to send. The recipient receives a notification describing how to make the payment quickly and easily. Zelle allows you to send money for many things. Did we mention that it's quick? Like money-straight-into-your-bank-account-in-minutes fast. Learn more about Zelle and how to Pay it Safe. Zelle allows you to send money directly to the bank account of someone you trust, regardless of whether you are settling IOUs or splitting takeout costs.

Boss Insights provides global leading access to business customers’ financial data with a single connection to accounting, banking, commerce, payroll, tax and more (i.e. Quickbooks, Stripe, SalesForce, etc.). It’s used by fintechs and neobanks to gain 60% increased automation, 100% automated scoring, 51% faster funding and 5x faster renewals.

Grow your business with finance. Accept payments from customers. Automate payments to vendors and employees. Never run out of working capital. You can mix and match products from Razorpay's Payment Suite to suit your business needs. Razorpay is the best way to integrate, onboard online, check out the features, and enjoy the best performance. Razorpay Payment pages is the easiest way for you to accept payments from a custom-branded online shop. Automated payment receipts allow you to accept international and domestic payments. Online shopping is easy with no code. Preparation is key! Hosted Event Registration allows you to quickly register attendees online and send them automated receipts. Fundraising for a worthy cause? Hosted Donations saves time and automatically sends 80G receipts.

Apple Pay is simple and works with all the Apple devices you use every single day. You can make secure, contactless purchases in stores, apps, and online. You can also send and receive money to family and friends right from Messages. Apple Pay is safer than using your card and much easier than using it. Apple Pay is fast and secure. It's a safer method of paying that doesn't require you to touch buttons or exchange cash. Apple Pay is a quick and easy way to purchase apps and games. You can also use it within apps to pay for a ride or pizza delivery. Apple Pay can also be used to purchase a subscription for Apple Music, Apple News+ and Apple Arcade. Upgraded iCloud storage or other Apple services can also be purchased using Apple Pay. Apple Pay is a way to make purchases online in Safari on your iPhone, iPad or Mac without the need to create an account or fill-out lengthy forms.

Square's credit card reader is free and can be used with the Square Point of Sale app. This allows everyone to accept payments on their tablet or smartphone. We'll mail your card reader to you when you sign up for Square. There are no long-term commitments. 2.6% + 10C/ per swipe Visa, Mastercards, Discover, American Express and American Express. You will receive your money within the next business day. You have two versions of Square Reader magstripe, one for a headset jack and the other for a Lightning connector. Pick the credit card reader that suits you best. Pay at the counter, on the move, remotely via invoices or manually by entering card numbers. Square Point of Sale is an easy-to-use, free app that allows you to manage your business. At the time of swipe, credit card information is encrypted. Square does not store your card data after a payment has been made.

Paddle is a subscription commerce platform and billing platform for Software- and SaaS-based companies. It is more difficult than ever for customers to keep up, to find international growth opportunities, or to effectively manage your internal resources. Paddle allows you to focus on scaling your business, rather than spending time fixing internal roadblocks. Paddle offers a complete suite of tools, including optimized checkout to sell your product, recurring billing, fraud detection and manual invoicing. It also includes sales taxes, global currencies, customer service, analytics, and more.

You can pay your friends and family using Venmo money, or you can link your bank account or debit cards quickly. Send money to approved merchants and make purchases Keep in mind the times you share with friends. Split dinner, send a birthday present, or just say hello. Transfer money from Venmo into your bank account. We use encryption to protect your account information. We also monitor your account activity to identify unauthorized transactions. Venmo accounts can be used to pay family members and friends using a phone number, or an email address. If they don't already have a Venmo Account, they will need to create one. You can automatically find friends by syncing your Facebook and phone contacts. We waive fees when you send money using your Venmo account, bank account or debit card. Credit cards are subject to the 3% standard fee. It is always free to receive money or make purchases in other apps.

PayPal is used by 9 million merchants to grow, manage, and build their businesses. You can get the tools, products and financing you need to help your business grow. This includes everything from building a website and processing payments to shipping and marketing. We also offer business loans* that can be used to provide merchant financing to help you get started and continue to grow. You can get paid online or in person. We have the solution for you, whether you need online billing, a customized checkout for website, or a card reader to process on-the-go transactions. You can choose from a variety of products and services that will simplify your day-today operations such as tools to track payments and print shipping labels. Merchant lending options can help you quickly access the money you need now. You can also offer financing to your customers that allows them to pay over time while you get paid upfront.

Skrill allows you to create an online wallet. Skrill allows you to pay online, send money and has a loyalty program. Skrill has helped millions of customers send money, make it, and then spend it since 2001. Skrill allows you to make money from anywhere you are, and for whatever purpose you choose.

Zoho Checkout makes it easier to collect online payments. Zoho Checkout allows businesses to receive online payments instantly and in a recurring fashion. Businesses can create their own payment page by simply writing code. Customize the page to make it more personal and collect payments. Zoho Checkout payment pages can be customized to fit any screen or device.

How successful businesses accept payments today. wallee will assist you in running your digital business online or offline. For digital-minded businesses all over the globe, we already process billions in transactions each year. Wallee makes it possible for all businesses to sell globally and scale. Easy payments via our API or Plugins allow you to grow your business. Easy acceptance means effortless payments Our plugins are designed for merchants and agencies. Accept payments by dragging and dropping our payment plugins. We offer solutions to developers, agencies, and digital entrepreneurs. We create products that are digitally oriented to help you meet the challenges of the digital age. Wallee offers E-Commerce Payments as well as payment at the Point-of-sale on ec terminals. Wallee Terminals allow you to extend your online presence into the real world. wallee allows for the unification of your payment infrastructure.