Best Free Money Transfer Services of 2024

Melio is a business payment platform that simplifies the way small and medium-sized businesses pay their vendors & contractors—in and outside the U.S. Users can pay any invoice however they choose—with a bank transfer for free or by card (2.9% fee), even where cards aren’t accepted. You can also choose the speed of payment. Regular ACH bank transfers arrive within 3 business days but you can expedite payments and send funds by the end of the day or even instantly. Improve your cash flow by using your credit card. Hold onto cash longer by deferring payment to the end of your next billing cycle. Plus, earn card rewards with every transaction. Vendors receive payment however they prefer—a check in the mail or a bank deposit. They don’t need to sign up to receive the funds. Looking to boost your efficiency? Pay multiple bills at once, set up recurring payments, and enjoy multiple capabilities to help you spend less time in the back office. Invite team members or your accountant and easily set up their roles and permissions to schedule payments. Plus, Melio syncs with QuickBooks and other accounting software so data is automatically updated on both platforms.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

M-PESA, Africa's most popular mobile money service, is also the largest fintech platform in the region. M-PESA is the best way to make payments across Africa, both for the banked or unbanked. It offers unmatched convenience and safety. It also offers financial services to millions who have mobile phones but don't have access to bank accounts or limited banking services. M-PESA offers a safe, secure and affordable way for customers to send and receive money, top-up their airtime, pay bills, receive salaries, and get short-term loans. Customers can register for the service at authorized agents. These agents are often small mobile phone shops or other retailers like barbers, butchers and bakers. You can then deposit cash to receive electronic money. Customers can then send money abroad to their loved ones.

PayPal is used by 9 million merchants to grow, manage, and build their businesses. You can get the tools, products and financing you need to help your business grow. This includes everything from building a website and processing payments to shipping and marketing. We also offer business loans* that can be used to provide merchant financing to help you get started and continue to grow. You can get paid online or in person. We have the solution for you, whether you need online billing, a customized checkout for website, or a card reader to process on-the-go transactions. You can choose from a variety of products and services that will simplify your day-today operations such as tools to track payments and print shipping labels. Merchant lending options can help you quickly access the money you need now. You can also offer financing to your customers that allows them to pay over time while you get paid upfront.

Skrill allows you to create an online wallet. Skrill allows you to pay online, send money and has a loyalty program. Skrill has helped millions of customers send money, make it, and then spend it since 2001. Skrill allows you to make money from anywhere you are, and for whatever purpose you choose.

Stay closer to your loved ones. To see what we have to offer, choose your destination. Disconnection is overrated. Staying connected is as easy as one app. Talk and text with a reliable, affordable service that will keep you in touch no matter where you are. Get $2 to get started calling by opening a new account. We want money transfers to be simple, quick, and secure. You will enjoy low fees, excellent exchange rates, easy repeat transactions, and low fees. In just a few clicks, you can discover the power of international money transfers. Start your first transfer free of charge, up to $300 It's easier to stay in touch with loved ones and make sure their mobile is always charged up. BOSS Revolution allows you to send mobile airtime to more than 150 carriers in 90 countries in just a few clicks. Download our calling app to stay connected to your loved ones. Get a $2 bonus! You get great rates, free calls, a crystal-clear connection, and great rates. Our mobile app allows you to stay connected no matter where you are using our app.

We offer transparent pricing, fast payments and world-class security. We also provide support to help you take your business to the next generation of global FX payments. You can send money, track transfers and manage your account 24/7 from any device. In as little as two hours, payments can be sent to your beneficiary account. Our number one priority is to protect client money at all costs. Our online platform uses 256-bit encryption to ensure client funds are always safe. These impressive numbers will give businesses of all sizes the confidence to choose the right FX provider and payment provider. The dashboard is simple to use and features rich. It gives you a snapshot about your account, recent transactions and outstanding tasks. Choose your currency pair, select the date you wish to settle the trade and then get your quote. You have 20 seconds to confirm. You can see all beneficiaries in full view.

You can receive payments from the United States and withdraw your funds as you need them. For your receiving account, you will only need to pay $4.99 per month. Unlimited transfers from the US are possible with no transaction fees and a guaranteed exchange rate. Unlimited transfers with a monthly subscription Guaranteed to offer the best exchange rate on the market. You can withdraw money at any local bank you prefer, as many times as you wish. There is no minimum transaction amount. The more money you transfer the more you will save. You will receive a US-receiving account when you open your Higlobe account. Finally, an international worker-designed platform specifically for the global workforce. Receive payments from customers, employers, or business partners in the US. Higlobe converts the payment to asset-backed stablecoin, and stores it in your Higlobe Account. Get paid by submitting your account information to your US customer or employer.

The money transfer service that is faster and cheaper for hard-working individuals. Transfers to 80+ countries are possible within minutes or hours. We also offer 24-hour delivery to select countries (no weekends delays). In minutes, you can set up your first transfer. The first two transfers are free! You can save up to 90% on your first two transfers compared to traditional money transfer providers and banks. Regulated by financial institutions in the UK, EU, and anti-fraud technology. Trusted by over 1 million customers Our award-winning app allows you to transfer money from anywhere, at any time. Support in 8 languages: English, German German, French Spanish, Portuguese Polish, Russian, and Italian. Chat support and email, as well as in-app phone support for customers in certain markets. Support center - answers to frequently asked queries and more. We are the money transfer service that hard-working people need.

To receive and make international payments, or convert currencies, you can open a global bank account free of charge. You can use your account details to receive dollars, pounds, and euros as a local and manage you earnings. Manage your earnings and invoice like a local. Online foreign exchange transactions are quick and easy. Bank queues and disappointments are gone! Grey allows you to transfer money quickly from any international bank account. To get paid or to spend anywhere in the world with your debit cards, share your account details. Your government-issued ID can be used to verify your identity. Register online or in our app using your email address. We won't lend your money out and we make sure it's secure with our institutional partners, so there's nothing to worry about. Our AML and security teams will ensure that your account is safe and protected against fraud.

Transfer money to 49 countries faster, cheaper, easier, and more conveniently overseas. We comply with the local laws and regulations of the countries in which we operate. We ensure that our customers are as protected as possible by adhering to the law. To prevent phishing scams, all payment transactions and personal information of our customers are encrypted using TLS (Transport Layer Security), and P2P technology. We also carry out regular security checks, in accordance to local regulatory requirements.

We help you find the cheapest and fastest way to send money abroad Our real-time comparison engine searches for the most trusted money transfer sites to find the best exchange rates and save you money on transfer fees. It is free to use, and results are available in seconds.