Comment Re:The real question here (Score 1) 185
This depends on the type of mortgage that you buy. Deals where the lender front loads the interest payments are typically fixed-rate, fixed-term, products. At the other end of the spectrum are interest-only deals with overpayments. In those your bill is however much you owe on the outstanding loan at this this months interest rate, with any payment over that level paying off the debt. Inbetween there are many types of hybrid product.