The idea that financials is overly complex and only understood by elites is why trickle-down seemed like good policy for so long, it's why elites get away with lower taxes on capital gains. It's responsible for much evil. Let me be more specific about why your argument is bullshit and how even someone less educated than I should easily spot it.
Point one, it is designed to enrich one group, at the expense of others. This is the classic, "I should get to keep what's mine" argument favored by the wealthy. Never mind that it applies to no other group. Even Jesus said "Render to Caesar the things that are Caesar's..."
Two, your own argument uses weasel words like "potentially" and "likely".
Basically, you're arguing that capital investors should have more rights then labor investors, which has been true for decades. You are making the conservative argument and hiding behind a fog of words.