Comment Re:As long as you don't actually need a smart phon (Score 1) 61
>"Unfortunately my bank has recently decreed that customers can't log into their online banking without first authorizing it thru their app."
If any of my banks (I use 3) required that, I would complain loudly and then close the account, making sure they knew why. Seriously. I don't want to "bank" on my phone, and I don't want use some bank's stupid "app" just so I can log into a website on from my desk. If they want increased security, then they should allow standard TOTP and I will use whatever off-line/non-cloud authenticator I choose, like Stratum.