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Comment Why? (Score 1) 162

Why do this, so we can make it extinct again?
In our current climate, especially one of a warming earth, I feel that humans ought to consider whether they're bringing an animal into the world to suffer a great deal... where will these live? Will they only live in enclosures and zoos?
Mankind plays God a lot, and this feels like a strange next step.

Comment Re:Neckbeard Bigly (Score 1) 113

Because that's not the way he actually is.

Because it's not the way GWBush is (I know people who've met him, they say he's incredibly intelligent and for somme reason you like him the instant he walks up to you and says hello)

Because it's not the way ANY of these figureheads, pop icons, or anyone, are. They use the emotion of the masses to get what they want, they know they have to do that. Any office politician should know that (whether they can do it is another thing), but they have to work a different machine behind the scenes to actually get things done.

Comment Re:Symptoms right, cause seems backwards (Score 2) 95

I would argue "less politics"

It sure sounds like Google is going through some crazy upheavel in terms of MBAs coming in and demanding results, and alienating the people who actually make stuff. Google Fiber head left, self-driving people all leave; it sounds like Google brings in business-types and ruins the culture that started things, thinking they can simply monetize something and it'll do well.

Comment Re:Let's Face the Facts... (Score 1) 161

Are you sure you're not from, or related to, a Minnesotan?
Gotta have something to complain about during the winter, dontcha'-know.

In seriousness... I left Chicago for L.A., now in Atlanta.

I wouldn't likely go back, even though the schools in Libertyville, Evanston, Glenview, and Naperville are some of the best in the entire nation.
The suburbs (there at least) are culturally isolated, conformity is king; even with Indian and Asian kids I grew up with, who were culturally nurtured at home. Hugely whitewashed, and the corporate overlords at Abbott, Motorola, Baxter, etc. seem to really like it that way. Want something to do on Friday? Go to the mall. Or a bar. Or little Betty's dance recital.
After leaving I realized that I'd missed out on a LOT; maybe that was my parents though.
I get the feeling suburbs are this way everywhere, so some Chicago 'burbs seems to have it better than many places by a little.

As Rush sang,"The suburbs have no charms to sooth the restless dream of youth"

Comment First, I work as a Financial Guy and... (Score 3, Informative) 142

First, I work as a Financial Guy. CFP, to be exact, giving advice. We see robots as competitors for low-end, low-margin accounts with people we probably wouldn't want to do business with anyway or people who we'd tell "Do these few things, build your savings, and as your situation becomes more complicated come find us or someone else you trust." Your average Broker or Insurance Salesman might be in trouble (miiight), for sure, but for those of us who give more complex advice and do financial projections, robots are going to be a looooong time before they replicate the kind of nuanced interaction people get with a full service advisor. Is your robot going to handle your spouse's death settlement paperwork and give you support in knowing someone is allowing you to grieve while they handle the bureaucracy of it? Is it going to give you a quick answer about your SEPP contributions (maybe, yeah), or know-how about your Solo 401(k) for your new business, the tax implications that may directly apply to you given your goals, help you put that together, keep it compliant? What would end up happening, since there are so many possibilities, is that a robot would end up asking so many questions that the person would simply give up and wouldn't be able to answer many of them even if they persevered.
Yes, we're computers, but we ask for all the data (ok, let's automate that), input it (automate this too!) then synthesize it given a process developed through exchanging Natural Language (which AI still has a hard time processing) with clients, then spit out advice. Those last two bits are real toughies.
Yes, it can happen some day.

  We'll use AI as tools to enhance human advice; replacing it altogether would be nearly impossible/mostly foolish as others have also pointed out.
Yes, some people will come back and say,"Bu bu bu attorneys and CPAs are gonna be automated!" and to that I say the same as for us: Extremely basic issues? Sure, automate them! We want that too, it would make our jobs simpler so we can focus on the complex and interesting and important stuff instead of the mundane crap we're saddled with right now. Please please PLEASE automate the mundane shit! In fact, that's part of my job at the practice I'm in because our company is too slow/shortsighted/bureaucratic to make the tools for us.

Also.... compliance. When a person takes a robot's advice and shit goes south, who's liable? You think auto insurance is gonna get weird? The investment industry is MUCH more complicated (though simpler in some ways). Could it be done? I think so. It might actually be nice in some ways:
"James, bring up Mr. Blibbleblump's accounts please. What were his annualized returns, after fees, for the last five years? Please print us both a copy and notify Fidelity we're rolling over his ex-employer's 401k into a new IRA account here."
If that could be done by a robot... and it really should... that would make my life miraculous and wonderful. It would axe an admin assistant, but that stuff is menial, soul-crushing, and horrible. I'd find something else for that person to do such as direct client service or relationship-building or marketing.

  Overall... I suspect it's a very long time away, at least for actual advisors and not just brokers. Even for brokers (I'm not as well-versed in this universe, but have known some fancy-pants ones), the complicated stuff is WAY more complicated than an AI can handle at this point, and even if it could someone would need to monitor it; the big boys will still have jobs and I suspect it will stay that way for a while.

Also, Betteridge's Law, so "No."

Comment Re: Indeed! (Score 1) 333

The above might be a little on the extreme side, but is nearly what I was going to write.

We chose the better of the two options in Trump, and I am very afraid of what Trump will do.

America has been on this path for 50 years; the billionaires have perhaps killed their golden goose. I would laugh very hard (if I weren't running for my life) seeing the U.S. economy and world clout evaporate over the next couple years, understanding that we could have had it better. We could have done something, and millions of people have tried in vain.

The experiment failed.

Comment Re:Some of the best satire (Score 1) 333

Ok, how about this? A man stands up and talks to a cheering crowd about fucking young children, raping animals, and blowing up your house.
He's allowed to say *whatever* he wants, right? How about when a critical mass of those people gets together and eventually decides that it's normalized and ok to fuck children and animals, and blow up your house.
They decide to pass a law making it ok to do all these things.
It's legal now. What are you gonna do, buddy?

You're ignoring the SPIRIT of the law in favor of the LETTER.
Harboring a culture of hatred, letting it be acceptable to let those kinds of ideas flourish, ones in which someone wants to kill people (entire races of people, in fact), is not acceptable. It is not what this country was founded on or was ever intended to defend. It's been shown time and again in countless parts of history how destructive that idea is, and you're here to defend it?

Harboring a culture in which violence and hatred can foment is not honoring the SPIRIT of the country. It is hewing to a very narrow interpretation of the LETTER of it, though.

That is why it is acceptable that this person got punched. If someone isn't going to stand up and draw a line in the sand, then we're in for a lot more bloodshed than a namby-pamby fist-fight.

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