Jokes aside, most of us live in areas that are not prone to hurricanes, tornadoes, earthquakes, or Godzilla. If you do choose to live in such places, it is important to be prepared, and have an emergency kit. In which you can just pack in a good ole' FM battery.
I dunno, a large fraction of America is under threat from the first three of those natural disasters.
Hurricanes can strike essentially the entire southeast quarter of the country with devastating force, and can even hit further north along the Atlantic coast. They're possible on the Pacific coast, too, but much less likely, I believe.
Tornadoes are common in more or less the middle third.
Earthquakes are only highly common in California (that I know of offhand), but can be something of a threat in other areas as well (the more so with all the fracking that's been going on).
But there are other natural disasters to watch out for, too. The one that comes most readily to mind is wildfires, which affect the entire west, particularly now that it's been in a severe drought for years.
So that leaves the inland Northeast, and some of the northern Midwest and Rockies. I don't think "most of us" live in those areas.
(I do, though, and I'm very happy that the closest thing to a natural disaster I have to deal with is the occasional—read, about once every decade or so—2-4 foot snowstorm.)