OK, this is an interesting topic.

If money is just on the ground, or gold found in the earth, most of us would pick it up.

If you had $10k in your wallet, most of us would not take it from you, and especially wouldn't take it by physically harming you. A few people would.

An even smaller percentage of the population would actively kill you to take the $10k from you.

'Greed' isn't a problem if it doesn't cause harm. There is a small percentage of the population (griefers) who will happily enshittify things. Bankers only see things in terms of dollars, they don't consider the harm they cause (although they do usually try to follow the law).

Probably not majorly, their capitalization is too low.

The idea to "end hunger" would require massive military action to take over all the places that have hunger and creating dictators who were in line with your goals and would forcefully overcome obstacles to food distribution.

People are really dumb. People often think that just buying enough food for everybody to eat would somehow cause everybody to be able to eat. But insufficient food production is not the main cause. And if there were no other obstacles to hunger, the cheapest food, the oldest food, the lowest quality food would already be flowing to those people, and we wouldn't need to talk about ending hunger, we'd only be talking about improving nutrition. The vast majority of hunger is caused by their local governance, be that their official government or gangs, militants, etc. that are actually participating in local governance.

You commented without first finding your glasses so you could read the comment chain, grandpa.

Nah, I wasn't saying you were wrong, I was just making a joke.

Clearly your point was correct since it was named after Mr Dna and not Watson, Crick or Franklin.

Interesting. Is there a source for this? Do you know which ad it was?

How to say you know nothing about Silicon Valley without saying you know nothing about Silicon Valley.

A legitimate question. It's easy to snidely say, "Why, are you posting from a smartphone that was invented in Silicon Valley?" and that's a legitimate response, but let's look at the question more deeply:

Historically, people have specialized into blacksmith, shepherds, farmers, etc. By and large this is a good thing, because by dividing and conquering, we can accomplish more together. (Of course, there can be problems, but by and large it's a good thing). Silicon Valley engineers are by analogy one of these specializations.

One of these specializations was "leadership," convincing people to do coordinated action, like building the pyramids or canals or other things that wouldn't exist without a strong hand forcing people to work together. I say "leadership" but somehow historically, "leadership" always meant violence, and "working together" always meant theft or slavery. If there was a surplus of grain or gold or anything, the violent leaders would swoop in and take it.

In the modern era, bureaucrats have replaced these experts in violence. Trump is severely limited in what he can do compared to King George (and every modern country's leader is the same). However, the specialists in coercion are still there, and when there is wealth on the table, they will swoop in and take it. These coercion specialists are concentrated in the banking industry and the MBA specialization. If they see something nice, or something they can exploit, they will, and the result is we can't have nice things.

And that is where enshittification comes from.

It wasn't Silicon Valley that fucked things up, Silicon Valley just builds stuff. It was the New York bankers who come and try to squeeze the maximum profit out of everything, even at the cost of quality (or anything else).

That is when things get enshittified.

In addition, the part of that money spent on computer centers will be useful even if AI doesn't pan out. It's not like investing in tulip bulbs. If AI doesn't pan out, it will just take a few years longer to pay for itself.

That said, AI will pan out. Even if there's no further development (HAH!) the current AIs will find an immense number of uses. It may well be "growing too fast", but that's not the same as worthless. (But expect well over half of the AI projects that are adopted in the next few years to fail. People don't yet understand the strengths and weaknesses. Unless, of course, AGI is actually developed. Then all bets are off because we REALLY don't understand what that woud result in.)

It's going to take more than one more efficient algorithm. OTOH, there've already been improvements in more than one algorithm. Nobody knows how far that could go, but the best evidence is that it could get a LOT more efficient. (Consider the power usage of a human brain...it uses a lot of power for an organ, but not really all that much.)

I'm guessing this is a summary:
Banks are legally allowed to loan more money than they have in deposits...to a degree. They've occasionally been found to go well beyond that limit. And they aren't carefully audited often enough.

Whether that's an accurate summary or not, it's true, if a bit shy on details. (I don't know the details this decade. But there probably haven't been any basic changes in the last few decades.)

What you said is basically true, but ...

I have mailed in my tax forms in the past, but no way would I "drop it in the mailbox". Mail theft is becoming more common, and the tax forms are a gold mine for mail thieves and identity theft thieves, and you really don't want to be a victim of that.

I think the main value of IRS direct file wasn't whether it's free or not, but that you can do electronic filing and avoid using the mail.
This is what sucks.
What the IRS has done is giving you the choice of using a tax prep software company to get electronic filing and be data-mined, or use the USPS for a less reliable service.

What makes this ironic is the IRS is forcing all but the smallest businesses to set up accounts and file everything electronically, both taxes and reporting of employee W2, 1099's and such.

For you, the proper adjustments is taking a statistics class.

Yes, I just called you ignorant. It shows here. Don't worry, it's fixable.

If vibe coding worked really well, then we'd see tons of AI slop apps filling the app stores, just like we have AI slop books filling Amazon.