What you say is true in the aggregate, but an insurer's book of business spans across many risk pools. Some are cash cows, and they subsidize losers. The insurers don't want the worst risks to forego insurance, they want these people paying as high a premium as can reasonably be collected, while the difference is allocated to other risk pools. To do otherwise is to invite the government to step in and offer to insure the worst risks, with the long-term effect of government taking over the insurance market altogether.
Remember also that the ratio of premiums to claims is artificially kept as close to 1:1 as possible, for a variety of reasons. This is easily accomplished by manipulating loss reserves. It comes in handy when it's time to hide profits from the IRS or to convince state insurance regulators that premiums need to increase because the insurers will go bankrupt otherwise.
Moderation is not censorship. The content is still there and viewable at the lowest setting, for those that are interested in seeing "it all".
Just because you have the right to speak, that does not compel met to listen.
"Hey is for Horses" usually followed up by the retort "I guess your mother is a cow" to indicate the recipient's displeasure with the correction.
Years ago, I developed a system to analyze stock option prices in real time for the purpose of automated trading. The algorithm was designed to detect overbought and oversold options, and trade ahead of the inevitable market correction.
Although the system worked, it occasionally lost scary amounts of (simulated) money. It seems that some people traded high volumes against the market, buying into options that were already overbought, selling even when the option was oversold. It seemed as if these traders knew something that everyone else didn't. Sure enough, the company would report something surprising, and the market would move in favor of the people who traded ahead of the news.
Ultimately, I abandoned the notition of automated options trading, but not before discovering how well the system could detect insider trading. The options market is subject to all sorts of shenanigans, but it's a pretty good advance indicator of the underlying stock. The more insider trading a company has, the better the algorithm works.
If these Anonymous people are conducting research and detecting public reporting anomalies, the path of maximum profit is to short sell the stock, knowing that the price will fall when the truth finally emerges. Using this method, you instruct your broker to " short sell" 1000 shares of XYZ Corp. The broker "borrows" the shares from someone else's account and sells them. You get the cash and the obligation to return the shares (cover the position) at a some future time. If all goes well, you can keep the position open as long as you like, wait for the stock to fall, and then cover (buy back and return) the borrowed shares at a lower price.
Looks like the hackers found a few cash cows. Good for them!
Infants learn language by immersion -- listening to adults. At first, they have no comprehension. After a while, they understand a little. After a year, they understand quite a bit. Pretty soon, they start using the language. Learning by immersion works so well that the CIA uses it to train people in new languages.
People improve their reading and writing by PRACTICING reading and writing. Coding works the same way. Immersion works well for beginners. They can start with simple algorithms; critical thinking and analysis can wait. Until they have a language to work with, they don't have a foundation to build on. People just have to remember that learning syntax is not the end of the journey, it's the beginning.
Over all, Wendy's posted a preliminary profit of $85.9 million, or 31 cents a share, compared with a year-earlier profit of $23.3 million, or 6 cents a share. Excluding certain items, earnings from continuing operations were 12 cents a share, up from 8 cents a year ago.
Analysts, on average, had expected 11 cents a share, according to Thomson Reuters.
Revenue slipped 4.7% to $464.4 million, largely due to the ownership of 363 fewer company-operated restaurants in the period. Analysts had forecast $456 million in revenue.
Multics is security spelled sideways.