The whole goddamned point was an online network not controlled by a big telco or the government. And here we are - controlled by monopolistic entities and/or governments. I'm so relieved it isn't a big national telecom monopoly (not).
Through the combined efforts of criminal activity, rogue states and a failure to just fragment the network, large monopolistic entities now control communications in a way they hadn't since the advent of public internet access. You can't run your own servers, at least if you don't want to play whack-a-mole with constant threats, paramount being the DDoS that you have no power to resist yourself. The common protocols have been one by one exposed to be insecure. The price of sufficent infrastructure to provide an emulation of those protocols has risen to the point that individuals can't afford it. If you still are, you just haven't been attacked vigorously enough yet, or you're already compromised and don't know it.
The problem is the money. None of this would be happening if it weren't possible to steal money or commit fraud over the network.
Disconnecting entirely sounds better and better every day. It's just going to get worse.