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Comment Re: Cash (Score 1) 55

But I have to make an appointment with the bank.

The solar company can arrange the financing and do all the paperwork.

You might get a better deal from your bank, but you don't hafta go that route.

not be able to get a loan for fixing my car if it is needed.

If you own a home (why else would you buy solar panels?) but need to borrow money to fix your car, then your finances are severely mismanaged. Perhaps you should ride a bicycle while you build up your savings.

Comment Re: Pass on the fees. (Score 1) 35

The problem is all banks will start charging fees

Maybe. Or maybe some banks won't because that way they get more depositors. The market will sort it out.

My bank charges fees for many things, but most fees are waived if I maintain a high enough average balance.

Other fees are waived if I have my paycheck direct-deposited and have my mortgage payment auto-deducted.

So only poor people end up paying the fees, which is yet another reason not to be poor.

Comment Re:wonder if ground water pumping had anything 2 d (Score 2) 22

Groundwater depletion doesn't slow the Earth's rotation, it increases it. When water is pumped from high altitudes and ends up in the ocean, it speeds up the rotation. But a bigger factor is when groundwater is pumped from tropical areas (India is the biggest pumper), and then spreads out over the global ocean, speeding up the rotation even more.

Melting mountain glaciers speed up the Earth's rotation, but melting polar glaciers slow it.

Thermal expansion of the oceans slows the Earth's rotation.

But the biggest brake is tidal friction from the Moon.

Comment Re:Houses (Score 1) 252

We can't afford houses.

Home ownership rates have barely budged in the last 60 years.

Home ownership rate in 1960: 62%.

Home ownership rate in 2024: 65%.

Houses today are twice as big as houses in 1960, while the average household has gone from five people to three.

Modern Americans have three times as much "house per person" as their grandparents.

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