Comment Re:Saving? (Score 1) 72
That is by intent. People in debt are far easier to control and exploit than those with reserves. Hence spending at your means or above is encouraged.
That said, I have been doing exactly that for a long time. It is easy if you are smart and actually can still live reasonably well when you spend less than you could. It is easy in Europe with everybody covered by health insurance and education is essentially free. It gets very hard to do when you already struggle while spending at your means. And it seems that is what most people in the US are currently doing, with things very likely NOT getting better for a long time.