From the article in summery http://betanews.com/2015/07/31...
"If you're a Windows Insider who has been working with the various review builds for some months, this may well not be news"
I created an Insiders account, my hotmail address wasn't accessible so created a new one, which once in references the hotmail account and my real name (I'm a handle person).
I read the ToS which you agree to allow microsoft access to your system, it's microphone, web cam, whatever's connected to it at anytime. I went as far as downloading Win10 in January, but just couldn't agree to the ToS so never installed it and not sure where the file is now (just that it's not where it's suppose to be).
Just the fact I always place electrical tape over a webcam as I never use them, I'd of been violating the ToS (whatever that would mean).
After reading the article, it would be to ones benefit to know the .cpl files for the security options, if you run Win10 you can just call the .cpl files instead of digging around; I'd be looking for those.
The article also answered my question of installing Win10 or not, so just a matter of what the gaming industry does. I prefer playing on a PC but will go to the PS4 if need be.