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Comment Re:Define "affordable" (Score 1) 540

Affordable does not mean inexpensive.

It's a common mistake, so I'll be glad to define that for you:

Affordable housing in the US is usually defined as the total rent or mortgage payment being less than or equal to 30% of household income.

The usual classifications are moderate income affordable, low income affordable, and very low income affordable.

Determining where your household falls in those brackets is based on the average median income (AMI) for that MSA (metropolitan statistical area).

The 2015 Area Median Income for a family of four in Marin County is $101,900 (http://affordablehousingonline.com/housing-search/California/Marin-County/)

moderate income households earn between 80% - 120% of AMI
low income is 50% - 80%
very low income is less than 50%

So to be affordable for:
            moderate income household the units would need to be priced at between $2038 - $3057 per month
            low income household the units would need to be priced at between $1237 - $2038 per month
            very low income household the units would need to be priced at below $1237 per month

Usually we're looking at rental prices rather than mortgage payments, but it can be performed either way.

Comment Re:"Surge Pricing" (Score 1) 96

Sometimes it's needed to help prevent a service being overwhelmed: our phone calls used to cost 4x more 9am to 1pm than 6pm to 8am because our phone service (government run) had limited available bandwidth. Now that is no longer an issue (largely c/o fibre optics) there is no pricing surcharge for the daytime peak.

In fact on a wholesale level from BT there still are three different time bands for pricing (daytime, off-peak, weekend) and different charges based on whether the call just goes through the local exchange, one regional ('single-tandem') exchange, or two ('double-tandem', which in turn is broken down into short, medium and long distances). Retail phone companies tend to lump them all together into a single rate, though - either an unlimited use bundle, or a simple flat-rate per minute.

For that matter, many of the better ISPs still have some time-based variation in charging: my previous one only charged for usage during the working day, my current one has three tariffs, one of which is much much cheaper outside working hours. (The worse ISPs tend to offer "unlimited" service, and accept that their network is congested and slow at busy times.)

Comment Re:Why it is hard to recruit... (Score 1) 67

They don't need script kiddies, they need social engineers. Question number one in the job interview should be "Is your native language Russian, Chinese, Farsi, Korean or Arabic?"

No, that's the beauty of global outsourcing: all they need's a Hindu accent. "Hello, I am being Sanj - I mean, Bob, from IT. I am needing you to be visiting TeamViewer to be fixing the Windows errors on your terrorist cell's PC..."

More seriously, I thought the offensive hacking was more an NSA/CIA operation: Army cybersecurity would be all about keeping the Windows systems patched and stopping generals replying to hot students who want naked sexy time over Skype in exchange for their passwords. (OK, it turned out that one should have been a CIA job too lately...) There's only a passing reference in TFA to the US having offensive capabilities, everything else is about securing DoD and contractor networks from attack, as I'd expect.

User Journal

Journal Journal: Verbiage: Some puns 1

Just reviewed tearablepuns.org. I laughed, i cried, they were tear-able.

Here's the ones i liked, some reworded:
(Yes, i reviewed all of them.)
(I rejected some because i've heard them before.)

Comment Interesting (Score 1) 3

The weight difference is interesting. I wonder why they don't include average weight differences between lenses on the site when you're pricing it out? I suppose it is because the difference is so small that it would sell less upgrades. For my son's glasses I worry less about the frames and more about scratch resistance and lens replaceability (browser spellcheck claims that's not a word. Of course it also thinks spellcheck is not a word either, but I believe it's in common enough usage to be a full non-hyphened compound :) ). Of course, he's 7, so hopefully his lens care will get better over time. He hasn't complained about comfort from any of the glasses he's had yet, though he had them from age 2, so he has little non-glasses experience. I'm afraid to ask in case it makes him aware of discomforts he was happily tolerating pre-question.

User Journal

Journal Journal: Chronicle: New glasses and contacts 3

As i am having a harder time reading things up close, it seemed like a good time to get new glasses. Off to a local optometrist i went, a member of the community, and got my new prescription. I warned him i'd being going to Zenni for the frames, which he seemed to not be enthused about. Though he mentioned the reason being quality, and i do believe he was earnest in his comments, the loss of profit from selling designer frames had to be in the backgr

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