I have 3 options..
1 The affordable health plan under the contract employeer. It consists of a plan that limits the plan's maximum payments. Limits include Max of $20 for a perscripiton. Max of 250 for a hospital stay. and the list goes on. If you have ever stayed in a hospital or are diabetic, you will find your maximum out of pocket is the sky is the limit. The plan protects the insurance, not you against any expensive proceedure such as any surgery, MRI, etc.
2 Cobra, limited in duration.. till you find other insurance. Well over $1500/month for family coverage for a high deductable plan. Maximum out of pocket for the plan, $6000. If you need medical services, your maximum is over 2,000/month. Wife had surgery and cancer treament this year.. This left little expendable or discreciionsary income. The Mortgauge, car insurance, and utilities took the rest. No savings this year.
3 Open market.. Your competitive market for insurance. Full coverage high deductable retiree plans start at $2800/month. I won't be able to afford that until my house is paid off in about 20 years.
This leaves me the reality of No coverage in about a year, or quitting work and selling the house to get on Obama Care.