Comment Re:Uber cars not covered by insurance (Score 1) 302
You asked why commercial and non-commercial use is handled differently (in the US). I used a taxi driver as my example, but the same applies if you're hauling big rigs across the US or delivering pizzas door to door.. In fact, none of my verbiage pertains to picking up or having passengers at all. You could replace it with "chulapa delivery guy" and it changes nothing. You're on the road a lot longer, and often exposed to more dangers.
And I doubt your current insurance covers, let's say, driving nuclear waste in your backseat from a power plant to a dump site. Which is a commercial use.
Heck, a lot of people even questioned if you read your policy correctly.