Comment This is how people get scammed (Score 1) 54
So I have a Gne X friend who got scammed a few years ago. We'll call him Adam. Adam's job is an elementary school teacher. His computers skills are very poor. On a scale of 1 to 10 with 10 being great and 1 being terrible, I'd rate him a 2. He's a 3 at absolute best. How bad is he? Attach a USB flash drive to his PC and ask him to save a document to it. He has no understanding at all how to change directories so the document will save to a new place. He got scammed because of his poor computer skills and the fact that he doesn't do his own income taxes, which as I will explain led him to believe a false claim the scammers made and this false claim was what made the scam work.
It was during summer break from teaching and one morning his mind was distracted over some activity he had coming up in a few days. He was on his PC, probably visiting a site he really shouldn't have been on, and some pop up appeared claiming that his PC was under attack, but click on this button and we can help you save it. The distraction thing played a huge role in why he clicked on the button. He clicked on it and immediately got contacted by "Microsoft Support" and got on a phone call with the scammers. They told him some wild tale about his bank account possibly being compromised, so he gave them control over his PC and allowed them access to his online bank account. Some banks have an offer on their websites where you can "apply for a loan in minutes", so with control, the scammers did that. They did not actually get any money but the loan application got approved and that approval changed some sort of total in his account to show the addition of the loan amount. With that change, they convinced him that scammers had deposited money into his account and he would have to pay taxes on that money, so he was in big trouble. That's not how US taxes work. If things worked that way, Elon Musk and others like him could destroy their critics by making massive deposits into the critic's bank account, taking the money back, and laughing as the victim had to pay taxes on a, say, $100 million deposit that is now gone. So the scammers got him to use his bank money to buy Amazon gift cards, which he transferred to them as they assured him it would "protect" his money from a big tax bill. I think that after that they tried to get even more money from him and that finally made him suspicious and the call ended, but his bank account was drained of a little under $20,000. So these scammers pray on people with weak PC skills and little knowledge of how the US income tax system works and that's how they get suckers to give them money.