The problem is routine medical not subsidized is several hundred dollars a visit. Times a wife and two kids and you are talking about thousands annually.
Women have been giving birth since the dawn of mankind. Yet now the average child birth costs $30,000.00
Something where the doctors do little but monitor costs more than a car. Now I would rather have a doctor monitoring the situation as a lot can go wrong quickly, but that's a lot of money for just in case.
Health care expenses are so far out of whack it isn't funny. The whole industry is out of whack and keeps pushing itself farther away.