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Comment Re: Credit scores are not what you think they are (Score 1) 81

"Simply paying off 1-2 credit cards in full every month while keeping your utilization low for ~5 years will get you into the high 700s, which is all you need for any practical purpose."

I did literally all of that and I'm in the low 700s where I don't qualify for first time home buyers assistance, so no and no. Your faith in the system working as advertised is just sad.

Comment Re:Credit scores are not what you think they are (Score 0, Troll) 81

The components of a credit score aren't some state secret.

No, they're a lie.

FICO publishes a helpful infographic.

The infographic is propaganda, and answers zero questions about how the factors which make up each group are actually calculated.

If you've truly kept your utilization low and paid all bills on time, you should double check there hasn't been some identity theft.

I have been watching Experian. There hasn't been anything unrelated to me appearing on my credit report, but my score has gone down as I have behaved faithfully and paid off my debts on schedule. Anyone who believes what FICO claims about scoring is a fool, and anyone who then goes on to repeat their propaganda for them is also a tool — and not the sharpest one in the shed.

Comment Re:Not really a rival (Score 1) 39

their AI chips aren't as good at running LLMs as Nvidia's CUDA cards.

Quite, but AMD is *miles* closer than Intel was to being a realistic threat on this front.

This is very true, and perhaps continuing to close the gap is their strategy for defeating CUDA, since they sure aren't putting enough effort in to do it with ROCm. I'd love to see it, I just don't expect it to work. Happy to be proven wrong, though.

Comment Re:Credit scores are not what you think they are (Score 0) 81

ok whats your score, are you living as your true self with a score in the 600s

My score was 790 a year ago. I faithfully have made my student loan payments, paid off a dental loan, and increased my available credit, and my score is now about 720. Credit scores are a scam and basing anything but applications for credit on them should be a felony.

Comment Re: Everyone start handing out DVDs and USBs of L (Score 1) 132

It's even easier to run *old* windows games on *old* windows...

That's true, but you also can't run old Windows on new hardware, and getting graphics performance out of Windows running in a VM is only even vaguely possible with vmware. Virtualbox's video drivers for Windows are shit, and QEMU/KVM's are even worse. Hyper-V's aren't great either. So you have to keep an old machine around for old windows if you want to run old windows games on windows.

Comment Re:Not really a rival (Score 1) 39

You obviously don't work in a datacenter or with enterprise hardware - it doesn't matter what benchmarks you're looking at, large companies are still buying tons of Intel chips

AMD has been outselling Intel in the DC for what, a year now or more?

This investment is ensuring people don't run *any* AMD anything in the DC.

I don't think you know what "ensuring" means

Comment Re:We are so screwed (Score 2) 168

This is my latest attempt: Everybody in society must take two college or trade school type classes

Right now "society" is making it hard to even be a student. Did you know it's harder for a student to qualify for SNAP than a shiftless layabout? If they're half-time or more (usually 7.5 units) they have to meet an exemption to get food aid, while we give it to people who simply refuse to work. (That does not describe most SNAP recipients, but of course it is a percentage.)

The rest can be done by AI or bots

Did you get into the bad crack this morning?

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