If I had kids I would tell them not to do as their parents and their grandparents have done. Don't buy a home, rent. And don't accumulate lots of junk, as you'll likely be moving for almost every new job. Which'll be every 1-3 years or so.
Besides, stay longer than that and you've stagnated, and just hurt yourself and your future chances. And this goes for not just tech workers. If a major component of the value of the American worker in the future is going to be in knowing their employer's business, then after a couple of years you already know it. There is no more to be gained by staying longer. Your tech or HR or accounting or whatever skills are ubiquitous and commoditized, so after a few raises they'll be looking to get rid of you anyways. They want the fresh thinking and new ideas of an outsider, better ones that have come along since you joined the organization, and you want to keep moving to expose yourself to different ideas and ways of doing things. Because you need to keep being that new guy with industry experience and knowledge but that will bring lessons learned from competitors and other businesses, to stay hirable.
In the recent past in our time we've been going in the opposite direction on home ownership. Instead of trying to expand it by encouraging borderline people to do something stupid and give it a try, we should've been doing the opposite. I bought modest and before the spiking, just out of sheer luck, but while my mortgage payment is reasonable, it's costing me significant money potentially because I've not been looking for work outside my metropolitan area. That's a hidden cost of putting down roots, that I didn't think of when I bought. My dad just told me all of sudden, after my career was plenty established and had been renting for 5+ years and had some money saved up, "hey son, stop throwing your money away on renting, you need to buy a place". But I'm "throwing my money away" right now, maybe, in a way. Little did we know. But the next generation should know.
The next generation should know that home ownership is only for the rich. It was a fine idea for the middle class when most could take out a simple fixed-rate 30-year mortgage, and always keep the principal going in a southward direction, and always have it paid off by retirement age. But there's just too many people, so home prices will never come back down to the reasonable level they were when I bought. There's more workers for fewer jobs, so pay will go down and time between jobs will go up.
A home is just a giant immovable ball-and-chain that's ridiculously unaffordable anyways. It'll take 10-15 years for a middle class person of the next generation just to pay off their car loans, as mandated fuel economy and safety regulations demand more and more expensive technology and more of it on each car, and buying power is strangled by inflation of the currency and taxation to pay off collective debt and the two previous generations' retirement benefits. And a working couple typically needs two of them at any given time, so the automobile will replace the home as one's big purchases in life and become the new reason for long-term debt for people. Besides, what bank will want to loan more than 50% of an asset's value on an asset that's essentially stuck somewhere. What good is repossessing something planted into the ground, when it's in a depressed area. Mobility is the key to value, for people and things, in the future.
So I'd tell my children if I had them, buy extended warranties on your vehicles, keep them meticulously maintained (like extended warranties typically require), as they will be your biggest money sinks, and your lifeline towards chances, albeit diminishing, of making a living. And watch out about that car insurance thing, where as the asset ages, even though you're basically paying the same in premiums, the protection you're buying goes down every year. It sucks that you'll put the fruits of your life's laboring into a depreciating asset instead of an appreciating one, but you're just going to have to adapt. They'll prolly be some new gap kinda policies then to cover this. Kids, buy that, and look on the bright side -- your children prolly won't even be able to own their vehicles -- they'll be renting their transportation like you'll be renting your living spaces.
So the choice for most will be an apartment. By then there'll prolly be furniture designed for a generation that's always on the move. Dresser drawers with built-in retractable nylon covers that you can just, uh, un-retract (?) and zip up in the middle and take the whole drawer out, and load it into the truck. Then lift the bureau itself, and slide the lever on the back which drops the rollers that fall and click into place, and off it goes. Most everything will be self-containable and movable. Bookcases will have a gate that you can pull down over them, like store fronts when they're closed for the night. Something like that would then likely have a self-propelled mechanism in it like a vacuum cleaner or lawn mower, and power-assisted deployment of the rollers, so you would then just guide it along as you moved it out the door. Of course everything being bundlable and movable is going to mean additional security concerns, that will have to be addressed.
A growing choice might be a camper or motorhome or whatever. I.e. some may decide to trade the inconvenience of having to pack and unpack all the time with the inconvenience of having to empty tanks and such all the time. But maybe by then trailer parks will rent out space for fixed and non-fixed trailers -- they could have all the built-ins on one side, and the roamers on the other. And it might not be so much a trade-off in size of living space, or amenities, as with growing demand for cheaper housing for more people, apartments will have to get smaller and more modest.
Finally, this new mobile outlook in the populace will be more amenable to more evacuation-happy authorities. In successive fire seasons around here they've gone more and more overboard in mandatory evacuation of huger swaths of the county. As living density increases, larger numbers will be potentially affected by any given single natural or man-made disaster. Everyone will be expected to be able to move to (or rather towards, as is what is more often the case) safety with little notice.
Don't expect trucks/SUV's/station wagons to ever die out. Unless to support the new vagabond society we're all issued a govt. U-Haul small trailer, like we're given trash and recycling receptacles for curb side emptying. Maybe everyone will be putting around in tiny little EV's, half of them at any given time pulling a small box with a unique D.O.T. identification number on it. To replace the postal address. Hmm, I guess then mail will have to go completely electronic. Then I'll finally be able to auto-trash that damn Pennysaver magazinelet that litters my snailmailbox every week.