Nothing can be easy enough for you it would seem.
My sister is a junior in high school and lives with our mother and her father in the country, and I'm trying to figure out how she can attend college without having to rent a room. But I would agree that this is easier for students whose parents live in the city than for students whose parents live in the country.
Do colleges tend to offer services to match non-driver students with carpool drivers who live nearby?
or ride a bike to the bus. Do anything you can. check out community colleges
It's still a 34 mile ride each way between Warren, IN, and the Fort Wayne bus system (source: Google Maps).
[Required supervised driving] costs nothing but expenses of the car.
That and somehow figuring out how to afford to pay another licensed driver over 25 to sit in the car. Some parents are willing to do this for free; other parents aren't.
Not likely ETFs are day traded so sudden drops in value is mitigated.
If the S&P 500 loses 10% in a year, an ETF that tracks the S&P 500 will lose 10%. I don't see what sort of ETF would have lost only 5% when the S&P lost 20% (from ~1200 to ~960) in the 2008 correction. Besides, doesn't one already have to have a few thousand dollars to start buying shares in an ETF without having most of the investment eaten up in trading fees?