I went through bankruptcy shortly after my divorce, and it looks to me like you have nothing to lose by it, talk to a good lawyer. As soon as your lawyer files the papers you are prohibited by law from paying bills until the court proceedings are finished, which takes a while. You don't pay rent, utilities, any debts at all and they can't shut off your utilities and your landlord can't evict you. Trying to collect from you is a felony.
After the proceedings are finished, trying to collect any debt from before the bankruptcy from you is also a felony.
Once your bankruptcy is done you will be inundated with credit card offers, because they know you can't file again for 7 years.
See a lawyer, talking to one is free.