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Comment Re:Healthcare should not be a profit center (Score 2) 237

Yes sir, this exactly. Same experience for me, my wife had tightness in her chest and trouble breathing, straight to the hospital, straight to a bed, tests, heartburn. No bill, we have insurance because I work a normal job.

This is pure BS. I suspect you don't actually work in the USA. Perhaps you are just a foreign troll.

Almost no one in the US has insurance that doesn't have co-pays or deductibles. Even the best plan available to members of congress has deductibles and copays that would apply to the incident you described.

There is another possibility: you had already spent thousands of dollars for health care that year and had met your out of pocket maximum. Thousands of dollars that make your anecdote irrelevant.

Comment Re:Healthcare should not be a profit center (Score 1) 237

Having experienced both government-run and private health care, I can tell you that private health care sucks. Deeply.

The problem with private healthcare is that, mostly, it simply doesn't exist. There is a health services industry, that is highly motivated to sell you more services. Thus (my wife has personal experience of this), you typically don't get the best treatment available, you get the treatment that makes the most money for providers. That's what your supposed competition gets you. You get treatments that have little to no proven benefits. Some time back I refused some such treatments, but only because a doctor in the UK that I knew told me that there is no proven benefit to what the "recommended' treatment.

The second problem is that you can't negotiate the price of health services. A negotiation took place, but you were not involved in it: that negotiation took place between the insurance companies and the providers. Among other things they negotiated was how much you got the pay before the deductible and out-of-pocket maximums kick in.

I sure there are people who never had a serious illness that think that they can negotiate the price of the hospital will charge while they are en-route to said hospital in an ambulance, but this is pure fantasy.

The other fantasy that some people harbor is the idea that an unqualified individual working for a private company with a strong profit motivation is more likely to approve some treatment than a doctor employed by a government health service, with no profit motive.

Comment Companies do all kinds of shady shit with recurrin (Score 1) 89

I subscribed to a streaming service that subsequently put up their price. At the time of the price increase, they required me to accept the new price. The streaming did not work without this acceptance.

I did not accept the new price and the streaming service no longer worked. However, they kept billing my credit card at the old rate.

I did not realize this for some time and when I did, I disputed the charge for that month, which was quickly refunded. Then they charged me the next month. Because they had forced me to take action again, I demanded refunds going back quite a long way. All of these refunds were credited to my account.

I was unable to log in to cancel. I was unable to get any response from their customer service, until I finally realized that, at some point in time, they had broken support for "plus-addressing".

But why did they keep charging my account? I wonder how many other people they are still charging, but not providing the service.

A couple of decades ago, I experienced something similar: I had been paying a monthly amount for dial-up Internet. About a year after the service shut down, I was still being charged. In this case, it was in the UK, where there are supposed to be protections against bad "direct debits", but the bank basically told me to take a hike when I complained. It wasn't so much money that I could be bothered to argue.

Comment Re:such yield, very profit (Score 1) 94

I've always been fascinated at the high valuation of non-voting, non-dividend-paying shares.

You can make money on the stock in more ways than dividends. For example, Alphabet is also buying back stock. People who invested at a lower stock price and now sell back at the higher have made money. Normally, buybacks tend to concentrate control of a company into fewer hands, but, since these are already non-voting stock, in this case, it doesn't change this.

Comment Re:Better solutions exist (Score 1) 96

No, you misunderstand completely. It's not disallowing anything.

It simply allows someone who is buying a business to negotiate a valid non-compete with the seller. This negotiation would take place at the time of the sale. The seller can refuse to accept the non-compete. They buyer can also refuse to buy without the non-compete.

Comment Re:Idea: Selective noncompete clause (Score 1) 96

I'd propose a selective noncompete clause: the noncompete clause limits employees from migrating to relevant companies, but only if the companies have noncompete clauses that would prevent the reverse direction. Tit for tat.

We know what would happen in that case: non-competes all around. A few years ago, a bunch of companies in the SF Bay Area (such as Apple, Google, Adobe, etc.) were sued because they had agreements to not hire from each other.

Comment Re:F1 & Gardening Leave (Score 1) 96

I think you have misunderstood "gardening leave". Most Formula One employees are in the UK, so it's UK law. In general non-competes haven't traditionally been used in the UK, but this seems to have changed in recent years.

However, a one-month or longer notice period has been common in the UK. It was quite typical for employees to give a one-month notice and their employer telling them to to stay home for that month. That's gardening leave.

Gardening leave was usually only required when moving to a competitor. I knew someone who got gardening leave by refusing to name his new employer and the old employer gave him a month of gardening leave out of caution.

Comment Re:Better solutions exist (Score 1) 96

Care to point to a sensible use of them?

The California ban on non-competes has an exception, which is probably the only valid reason: If you are a business owner and you sell your business to another company, the contract for that sale can have an enforceable non-compete for you (but not your employees).

Comment Re:Orders of magnitude (Score 1) 159

Maybe, but he's right. You buy into some new tech and there is a chance you'll have backed the wrong horse.

For anyone who bought a Mirai, it was obvious that they had backed the wrong horse before buying. Either the buyers did no research or they trusted Toyota's reputation far too much, or (more likely) both.

Tesla had started building the Supercharger network a couple of years before the Mirai was introduced and Toyota was clear that the Mirai was a car to be used in limited locations. You might not make it between San Francisco and Los Angeles because the Harris Ranch hydrogen station may be offline.

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