Early this evening, the Council of Elders announced a planetary day of mourning and magnanimity.

K'Nord, Speaker for the Council, spoke thusly:

"Citizens and Podmates, the Council is pleased to announce that after seven and a half full years -- the longest campaign in the history of the Martian Defense Force -- the diabolical mechanized adversary from the blue world has been defeated. Our defense forces, counted in the billions, have finally surrounded and denied the invader the light and warmth it needs to survive. The blueworlders have acknowledged defeat and ceased contact. Ths invasion, at least on this front, is now over.

Let us raise our glasses to mourn the lost gelsacs of at least half our press corps, some of whose entire careers have been dedicated to coverage of this conflict -- and in a spirit of magnanimity in victory, we -- the victors of the Conflict at Endeavour Crater -- must also raise our glasses in awe and respect of our longest-lived and most challenging foe."

Shortly thereafter, a wizened old retired Councilmember, his gelsacs having long ago been ceremonially ground into a fine tartare and shared amongst the Council, wiped a perchlorate tear from his eye: "Well-done, blueworlders. Well-done."

There are some significant differences between your examples (food, housing, clothing) and healthcare. All three of yours are regular, usually predictable, and generally controllable expenses. I can choose whether to go for the cheaper or more expensive kinds, and when. I can even choose when to make a down payment on a house - an amount of money that would be catastrophic if that expense came up unexpectedly. Health expenses, can come up suddenly and offer me absolutely no choice at all about how, when, or where I incur them.