Best Payment Processing Software in the USA

FreshBooks streamlines the payment process, allowing you to receive funds quickly and easily. Accept credit card payments, Apple Pay, and bank transfers from your customers, enabling you to get paid much faster. Additionally, benefit from automatic invoice matching and payment recording to maximize efficiency. Start your free trial today or enjoy a 70% discount on FreshBooks!

AvidXchange modernizes the way companies pay and get paid, so they can focus on what matters most. Our accounts payable (AP) solutions allow customers to increase efficiency, visibility, and control in their AP process. Increase Efficiency: Streamline invoice approvals and reduce administrative tasks, freeing up employees to focus on more strategic work. Improve Visibility & Control: Gain real-time visibility into invoice and payment status and create customed workflows to match your approval process. Gain Anywhere, Anytime Access: Boost productivity and prevent delays by having the flexibility to tackle AP tasks 24/7. Additionally, AvidXchange, Inc. is a licensed money transmitter for US B2B payments, licensed as a Money Transmitter by the New York State Department of Financial Services, as well as all other states that require a license.

Meet BILL. Your financial operations platform. The intelligent way to create and pay bills, send invoices, manage expenses, control budgets, and access the credit your business needs to grow—all on one platform.

There’s one last unsolved problem in the payment ecosystem, and it’s a trillion-dollar one: recurring payments for subscription fail 24% of the time. Why? Because of a systemic problem in a payment ecosystem that was built for one-off transactions, not subscriptions. FlexPay is a FinTech startup that helps merchants retain more subscribers by recovering failed credit card payments on recurring transactions, unlocking revenue that was about to be lost. Organizations with recurring payments encounter systemic issues in the payment ecosystem that reject on average one-quarter of all recurring payments, and two-thirds of these rejected payments are false declines -payments that should have been approved. By upgrading the payment rails with artificial intelligence, the FlexPay platform creates unique recovery strategies for each transaction, achieving unparalleled approval rates. INVISIBLE RECOVERY™ interacts directly with the payments system to avoid customer visibility to the failed payment. It is the fastest and most effective tool to recover soft declines.

The new standard for online payments. Stripe is the best platform to run an internet business. For forward-thinking businesses all over the globe, we handle billions of dollars annually. Stripe creates the most flexible and powerful tools for internet commerce. Whether you’re creating a subscription service, an on-demand marketplace, an e-commerce store, or a crowdfunding platform, Stripe’s meticulously designed APIs and unmatched functionality help you create the best possible product for your users. Stripe is helping millions of innovative technology companies scale faster and more efficiently than ever before. We believe that payments is a problem rooted in code and not finance. We are obsessed with finding elegant, modular abstractions that allow for robust, scalable and flexible integrations. Stripe is easy to use because we remove unnecessary complexity and extraneous detail.

QuickFee (ASX: QFE) is a premier provider of payment, financing, and accounts receivable automation solutions tailored specifically for professional services firms. Our platform simplifies the Accounts Receivable process and boosts revenue growth by integrating various online payment methods and robust invoicing tools seamlessly within your practice management system. With QuickFee, you can expect fewer aging receivables, enhanced cash flow, and higher client spending. Your clients get the flexibility to pay via credit or debit cards, ACH/EFT transfers, or QuickFee's unique financing option that allows them to pay their invoice over 3 to 12 months—while firms receive the total payment upfront, incurring no extra costs. Operating across the United States and Australia, QuickFee is dedicated to providing scalable, cost-effective solutions supported by exceptional customer service.

Accept all payments quickly, securely, and easily. Accept card payments quickly and easily, no matter where you are selling. You can streamline the process of creating, sending, and tracking your invoices. Customer not available in person? Remote credit card payments can be made over the phone or via your computer. Get paid quickly Square makes it easy to create and grow an online store and accept online payments seamlessly with Square. Accepting cards is as easy, painless, secure, and fast as possible with Square. We don't charge extra, have no long-term contracts and are not able to use tricks. You can rely on fast, secure payments.

Toast POS is a flexible system that was created exclusively for restaurants and food service businesses. This solution allows restaurant owners to quickly adapt to changing industry trends and customer expectations by offering tools such as online ordering, delivery, takeout and mobile app ordering. Toast POS is a cloud-based platform that offers new features and allows users to access their restaurant data from any location, on any device. Its powerful reporting and analytics suite enables restaurant managers to identify savings opportunities, highlight the best-selling menu items, etc.

Square POS is a simple, intuitive point-of sale (POS) solution. It provides a rich set of tools for inventory tracking, sales tracking, online payment processing and digital receipts. Square POS is available for Android and iOS devices. It records transactions offline by storing data locally, then automatically syncing information when there is an Internet connection. Square POS allows users to manage details such as names, prices and quantities. It also offers features such as a barcode scanner and discounts, credit card processing and gift cards, refunds and more.

Please also update our description as follows: Birdeye is the top-rated reputation, social media, and customer experience platform for local brands and multi-location businesses. Over 150,000 businesses leverage Birdeye’s AI-powered platform to get found online, improve online reputation, streamline social publishing, connect through digital channels, and deliver a wowing customer experience.

Juspay's Payments Orchestration Platform offers a comprehensive product suite for businesses, including open-source payment orchestration, global payouts, seamless authentication, payment tokenization, fraud & risk management, end-to-end reconciliation, unified payment analytics & more. The company’s offerings also include end-to-end white label payment gateway solutions & real-time payments infrastructure for banks. These solutions help businesses achieve superior conversion rates, reduce fraud, optimize costs, and deliver seamless customer experiences at scale. Trusted by leading enterprises across the US, Europe, LatAm and APAC, Juspay simplifies global go-to-market without writing a single line of code: - Integrate 300+ local payment methods across 50+ countries in minutes, not months. - Design a pixel-perfect checkout UI that balances local payment methods with your brand. - Deploy seamlessly across all platforms with powerful AB testing frameworks. - Launch customizable offers & incentives to boost customer retention. - Reconcile your transactions across multiple PSPs and get consolidated & customized settlement reports. - Track PSP performance across dimensions, and analyze buyer conversion across the funnel on a customized analytics dashboard. Juspay’s platform is everything you need to master payments – a future-ready stack built for global scale, higher conversions, and enterprise-grade reliability.

Podium is a comprehensive AI-driven platform designed to streamline lead management and customer communication for businesses, currently serving more than 100,000 customers. Its flagship feature, the AI Employee, guarantees round-the-clock engagement with leads, enabling faster responses that translate into higher conversion rates and increased sales. Businesses benefit from a unified dashboard that merges calls, texts, payment requests, and bulk messaging to nurture prospects and drive repeat business effectively. Podium’s intelligent automation handles customer inquiries seamlessly across all communication platforms, ensuring consistent and accurate messaging. The company has gained industry acclaim, appearing on Forbes’ Next Billion Dollar Startups, the Inc. 5000, and Fast Company’s World’s Most Innovative Companies lists. Founded in 2014 and headquartered in Lehi, Utah, Podium enjoys backing from top investors such as Accel, Summit Partners, GV, and Y Combinator. Its platform empowers businesses to build lasting customer relationships through efficient, AI-enhanced communication. Podium continues to innovate, helping companies scale their lead conversion efforts globally.

RetailEdge is a simple-to-use and feature-rich point to sale (POS) and inventory software solution for retail businesses. RetailEdge is a product of High Meadow Business Solutions. It offers multi-location support, credit card processing, website integration and mobile POS. Gift card management capabilities are also included in the suite. The solution supports mobile and secure payments such as Apple Pay and EMV. It also integrates with multiple ecommerce platforms for efficient order processing, price updates, and gift card management capabilities. How are we different? 1. One time-fee for the software. 2. Hybrid software, with all local data, to ensure you have fast real-time access to all your data when the internet is down or, more often, slow. 2. Comes with an hour of free training with real people. This includes making sure your inventory is structured properly and familiarizing you with the many powerful tools that will help you grow your business. 3. Optional on-going support and updates, designed to affordably fit your business needs, not the other way around. Integrated credit card processing with the most modern features and developed to get you the lowest rates so that you save money.

EBizCharge stands as a frontrunner in integrated B2B payment solutions, facilitating secure payment processing for more than 400,000 users throughout the United States and Canada. Our platform empowers businesses to accept transactions securely at any time and place, seamlessly integrating with over 50 ERP, CRM, and accounting software systems. We revolutionize payment processes by enhancing efficiency, eliminating the need for duplicate data entry, minimizing errors, and bolstering security. Our comprehensive suite offers various features, including online and mobile credit card processing, ACH payments, support for multiple currencies, real-time transaction processing, robust encryption and tokenization, email payment links, customer portals, and detailed transaction reporting. With a commitment to security, EBizCharge adheres to PCI compliance and employs sophisticated data encryption and tokenization techniques to safeguard all payment information. Our platform is compatible with leading systems such as QuickBooks, NetSuite, SAP, Oracle, Sage, Microsoft Dynamics, Salesforce, Acumatica, and many more.

Melio is an accounts payable platform designed to simplify bill payments, improve workflows, and maximize cash flow efficiency for businesses of all sizes. To get started, enjoy 90% off any premium plan for the first three months. You can pay vendors online using bank transfers or credit/debit cards—even if they only accept checks—while Melio takes care of the manual tasks. Integrate seamlessly with QuickBooks and Xero to keep your accounting up-to-date. Melio allows you to pay through bank transfer or card, helping you extend your cash flow and gain rewards. Enter vendor or bill details manually, upload, or snap a photo of the invoice—it’s that simple. Schedule payments according to your cash flow plan and let Melio manage them. Additionally, you can pay international vendors in their local currency for services and products. On-the-go? No problem, just get the Melio mobile app on iOS or Android to manage your payments, process approvals, and much more no matter where your business day takes you.

Don't let fraud erode your bottom line, damage your reputation, or stall your growth. FraudNet's AI-driven platform empowers enterprises to stay ahead of threats, streamline compliance, and manage risk at scale—all in real-time. While fraudsters evolve tactics, our platform detects tomorrow's threats, delivering risk assessments through insights from billions of analyzed transactions. Imagine transforming your fraud prevention with a single, robust platform: comprehensive screening for smoother onboarding and reduced risk exposure, continuous monitoring to proactively identify and block new threats, and precision fraud detection across channels and payment types with real-time, AI-powered risk scoring. Our proprietary machine learning models continuously learn and improve, identifying patterns invisible to traditional systems. Paired with our Data Hub of dozens of third-party data integrations, you'll gain unprecedented fraud and risk protection while slashing false positives and eliminating operational inefficiencies. The impact is undeniable. Leading payment companies, financial institutions, innovative fintechs, and commerce brands trust our AI-powered solutions worldwide, and they're seeing dramatic results: 80% reduction in fraud losses and 97% fewer false positives. With our flexible no-code/low-code architecture, you can scale effortlessly as you grow. Why settle for outdated fraud and risk management systems when you could be building resilience for future opportunities? See the Fraud.Net difference for yourself. Request your personalized demo today and discover how we can help you strengthen your business against threats while empowering growth.

Datagate is a SaaS and telecom billing solution for MSPs who sell UCaaS VoIP, mobile voice & data services. Datagate can be integrated with many popular software systems used by MSPs, including ConnectWise Manage and QuickBooks. Datagate & partners can handle all your telecom tax & compliance needs.

Transform your business with Tipalti’s comprehensive finance automation solution. Streamline your accounts payables, accelerate global payouts, simplify procurement processes, and optimize employee expenses, all through one integrated platform. With Tipalti’s technology, you'll improve operational efficiency, reduce costs, increase compliance, and gain greater visibility & control over your finances. Experience the power of automation and take your business to the next level. Includes extensive integrations with ERP and accounting platforms, including NetSuite, Sage Intacct, Xero, Microsoft soltuions and Quickbooks.

Chargebee is a subscription management and recurring billing tool that helps SaaS businesses streamline Revenue Operations. Chargebee integrates seamlessly with leading payment gateways such as PayPal, Braintree and Stripe. All over the globe, Chargebee allows you to automate recurring payments collection, invoicing, taxes and email notifications. Chargebee manages all your critical workflows, from lead to ledger, with powerful integrations that include Salesforce and Quickbooks, Avalara and Slack. Chargebee Retention is the best-of-breed solution that helps you avoid cancellations on a scale that suits your needs. It offers personalized experiences that deliver results and provides a way to deflect cancellations. To ensure a relevant and personalized cancel experience, you can run experiments based upon customer and subscription attributes.

Our wide range of options will help you to process payments smoothly. We offer a wide range of payment options, including traditional card reader payments as well as mobile payments, ecommerce and fully integrated POS applications.

A platform used by over 25,000 small businesses and large enterprises, Paystone's powerful Customer Loyalty Software and Payment Processing lets your customers sign up and redeem their rewards right from your own debit machine. Sell/redeem gift cards, send personalized email and SMS offers with built-in marketing automation, and see your loyalty program ROI with user-friendly reporting and analytics. Boost customer spending, generate impressive returns, and accept payments, all with one provider. Grow your business with Paystone today.

OneBill is an integrated subscription management, billing and revenue management platform that powers customer lead-to-revenue generation. OneBill supports all types billing models, including subscription billing, usage-based billing, one-time billing, and subscription billing. Open APIs make OneBill easy to integrate with other enterprise systems, such as payment gateways, carriers & service providers and accounting & admin. The platform covers all aspects a business, including CPQ, automated order activation, billing & Invoicing, billing & invoicing, revenue reporting, customer subscription management and channel partner commission management. OneBill is a revenue management and billing solution that integrates with the most trusted solutions in the world. It has helped SMBs, SMEs and large enterprises reduce billing errors, compliance risks, and drive greater efficiency.

Make offering trade credit as easy as accepting a credit card. Apruve is technology at the intersection of B2B trade credit and A/R automation. Apruve enables global enterprises to transform their trade credit, accounts receivable, and collections processes with automation and guaranteed payments. Apruve works with a global credit network to guarantee next-day financing on all open invoices while automating the procure-to-pay process and decreasing risk. Our solutions are customized for your markets, customers, and goals, enabling you to simplify and accelerate the procure-to-pay process.

Shop Pay retains your essential information, allowing you to focus on shopping rather than filling out forms. With robust encryption, you can enjoy a secure and swift checkout experience. You can either pay the total amount at checkout or divide your payment into four equal parts at select retailers. Additionally, you now have the opportunity to neutralize the carbon emissions from your deliveries at no extra cost; simply check out using Shop Pay, which is among the first payment methods to achieve carbon neutrality. Your financial information is safeguarded when utilizing Shop Pay, as you only need to enter your billing and shipping details once, using your email for future transactions. Our systems comply with strict industry regulations (PCI Compliance) to protect your credit and debit card information. Each piece of personal data shared with Shop is securely encrypted throughout the process. When you choose Shop Pay, you have the option to either settle your bill in full or spread the cost over four equal installments* at participating vendors. You can make payments biweekly or activate automatic payment options for added convenience, ensuring a seamless shopping experience. This way, you can shop with peace of mind, knowing both your data and finances are well-protected.

Blockonomics is a decentralized payment gateway that enables online stores to accept bitcoin payments. The payments go directly to your bitcoin wallet and there is no KYC involved. Plus no limitations are placed on the BTC amount that can be received. You can get started in less than 5 minutes and you get a beautiful checkout experience with the payment screen that integrates with your website's theme. Plus, there are no redirects on the checkout screen adding an extra layer of security. All major website builders are supported including WordPress, Prestashop, Open Cart, WHMCS and there is a payment API for custom websites. Blockonomics also offer payment buttons that can be embedded on any custom website and payment links that are easily shared anywhere online. Additional services include bitcoin invoices and block explorer. You can refer to a host of tutorials in the form of blogs and videos to get started plus there is a 24 X 7 live support to answer any query you may have. Blockonomics charges a nominal fee of 1% for all transactions with the first 20 transactions free. Get started by Downloading the free plugin now.