People have worries about AI, yes. But they blissfully use it as if there's nothing to worry about. If we were truly worried about it, we'd stop using it. Good luck with that.

People keep using that phrase, but I don't think they know what it means.

"Late Stage Capitalism" would be an economy that is dominated by a few massive monopolies that mistreat people at every turn, and that stifle all small business activity.

In reality, yes, there are some big, "evil" companies. But they are far from controlling our lives, there are alternatives for those who want them. More importantly, small business is thriving in America. https://www.uschamber.com/smal...

I use it to help me put notes together for a weekly Bible study that I teach. It's *really* good at it. I can ask questions like "What does the Bible say about money management?" It helpfully spits out a list of specific passages, grouped in categories. I don't have to do word searches hoping to find related passages. So it cuts my prep time significantly.

Are they (displaying good sense) though? It seems to me like all talk and no action. They complain and worry, but go right on using it anyway.

I quit Prime several years ago, and never looked back. They still ship my stuff for free, as long as my order is at least $35. And it usually arrives in 2-3 days, instead of 1-2. Sometimes, they'll send me a notice saying that my order will be early.

It's no wonder they push Prime so hard. You get almost nothing for it, it's basically free money to them. And besides that, if you get Prime delivery, and it's late, all you get is an apology, no refund for the expedited shipping cost.

Oh yeah I know they include video, sort of. A few mor titles are free to watch, but for most of the really good stuff, you still have to pay a rental fee, even with Prime.

So no, no thanks.

You're not wrong about the difference between average and single individual. However, the larger point is that a 2 point or 3 point drop, is not significant, on a scale that ranges from 300 to 850, a 550-point spread. That 3 point drop represents a 0.5 percentage point change. That's hardly earth-shattering.

Well, maybe the oversupply isn't as great as the numbers would seem to indicate.

When Evergrande collapsed, more than a million Chinese homebuyers were left with mortgages on apartments that were never completed. https://www.cnn.com/2022/07/14...

This does not speak of a healthy home buyer market.

My own FICO score varies by +/- 10 points on a monthly basis. What am I missing? Why is a 2-point or 3-point drop news?

But...is is a smart move, or an _artificially_ smart move?

Yes indeed. My kids (who are now adults) never seemed to be bothered by the time change.

Often, nutritional supplements claim all kinds of health benefits. For example, a vitamin supplement might claim to improve your vision, your immune system, your lifespan, your heart health, and on and on. But when you read the fine print, you'll find that it says that "in combination with a healthy diet and exercise" those benefits will be seen. Most of the time, a healthy diet and exercise *alone* will produce the claimed benefits, with or without the supplement.

In this case, the claim is that eliminating DST will product all kinds of health benefits. The truth is more like, getting proper sleep will produce those health benefits, with or without eliminating DST.

Everything they spit out is a "hallucination." They generate text that is *plausible* in that it echoes patterns that it has encountered in its training. What's really amazing is how frequently the output is *correct.*

These days, gas stations don't just light up the area where the pumps are. They deliberately attach very bright lights to their canopies, aimed at nearby traffic, so drivers see a bright glare. I suppose they are hoping it will seem attractive to said drivers.

These gas stations are a problem even in rural areas.

Clamp down on them, and probably 50% of the problem is gone.

Actual users of his product say it's got a long way to go.