Comment: Re:Retail theft, and not the kind you're thinking (Score 1) 990
You get my point, but you defend credit cards because you seem to be able to handle them. The fact is most people can't. And I still contend that you are spending more than you would if you paid cash.
As far as the pin stealing thing, you get your money back. Same as a credit card. You go through the same process as if someone stole your credit card.
Personal finance is 80% behavior.