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Comment Re:Not going to happen anytime soon (Score 1) 115

It's too easy and they refuse to change.

It's not just "easy". Fax is as secure as the phone network we pretend is secure, so if you act on a fax which appears to come from a specific phone number then you have some level of legal protection from liability. If you use a website or email then you are only as protected from liability as your identity verification system.

My monthly bank payments are electronic, but a few don't have bank account destinations, so it gets done via the bank's paper check service.

If I need to deposit a check, I take a photo of it with my cellphone using the bank's app and it gets processed just fine. The MICR font is highly OCRable, so as long as what else is written/printed on it is legible, everything works well. Even if a human has to review it because it was handwritten, they will only have to briefly glance at most checks. The only thing I actually write checks for any more is my rent. The paper check costs me very little and they cost nothing to deposit on the other end. I think the landlord is depositing them in person, because they seem to do them two or so at a time.

Comment Re:I still write about 15 checks a year... (Score 1) 115

E.g. Create a system to digitally scan a shared thing describing a transfer, but instead of using a standard QR code, keep using cheques.

You appear to have not read anything above your comment. I can't do a QR code by hand. I need a printer to produce one. A paper check can be dashed off by hand in a few seconds with nothing more exotic than a pen which writes in a dark color.

Or Adopt a system that finally eliminates the use of unsecured magnetic stripes on credit cards, but then keep the completely unsecure signature for verification.

We haven't even eliminated magstrips. We still have them around for backup. An attacker can disable a chip reader by making a special card that applies epoxy to the contacts when it's inserted, which you can do with e.g. a dremel, forcing subsequent users to fall back to the strip.

It's like a competition to see how close they can get to a good idea while still fucking up the implementation.

That's the US for you. Electoral college, scotus with no term limits, yada yada.

Comment Re:Cutting Costs Now and Forever (Score 1) 95

Even so the prices are excessive. If I want to upgrade the SSD in the current MBP from 512 GB to 2 TB that's +750 â

Meanwhile, a Western Digital Red SN700 with 2 TB I can get for a bit over 200 â.
A Samsung 990 PRO 2 - 245 â (was just rated the best M.2 SSD on the market by Tom's Hardware).

Whatever exact chips Apple is using, they're not 3x as expensive as other high-quality SSDs.

Comment Re:study confirms expectations (Score 1) 199

Even if "locked in place" is your underlying assumption, anyone who's even heard of the real world from their mom who has a friend whose father once visited it should know that there is no rule without exceptions and even if that is perfectly true, a small number of those particles will not be locked in perfectly.

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