he thinks upto 180% is reasonable

The not so obvious explanation is hypoxia-induced dementia in the pilots.

There's precedent for that scenario. But it's hard to see that happening on a modern jetliner which has cabin pressure warnings.

Don't forget the roughly 25% pre-tax subsidy for employer provided insurance.

If they gave the same tax deductions to individuals- it would lower premiums by your highest marginal tax rate. For most people about 20%. For the wealthy by 39.6%.

My silver plan was $373 from BCBS of texas and the drug copay is much lower and my annual deductible is $1500.

It's better than my old corporate plan. And now I can get my drugs from local pharmacies again instead of Medco.

Medco was pretty bad. I would occasionally get bottles with 1 or 2 less pills (never 1 or 2 more). And they sent a lot of mail- if you didnt' read every single one; you might miss a rules procedure and that would cost you 10-15 days of pills while things got straightened out.

I already signed up and paid for my ACA policy, and love what it does for me.

But I recognize the challenge for people with families. They've been subsidized by corporations at the expense of childless couples and single people for years.

I think a better fix would be for people like me to pay $50 more per month so policies for people with kids would be less. We want to encourage people to have children.

I wouldn't count on that subsidy from corporations continuing-- my last corporations had cut benefits every year of the last seven years AND rates for children and spouses had increased for at least the last three years.

In my case; the ACA has allowed me to retire and start several small businesses instead of working another 16 years (despite not needing the money) because of my preexisting conditions. Since I don't think it's likely I would have been able to find employment with insurance all the way- an uncovered period was probably in my future.

There is natural human variation tho.
Some humans can see near infra read and some can see near ultraviolet.
Some humans are super genius's. Not even really measurable on the IQ scale.

It's reasonable that some can hear a little more music.

I used to video game with a guy who could see and was bothered by 58fps vs 60fps.
For most of us 30fps felt glass smooth.

He was an incredible athlete with lightning fast reflexes and did amazing things in sports. Clearly far end of the bell curve.

However, while there are human exceptions like this- for most (the vast majority of) people- what are you saving is completely valid.

I don't reuse the same password- but I can't even follow the same password generation rules/algorithm.

Which means I must write down the passwords at this point since i have over two dozen passwords- some at sites I visit only once every six months.

I will check out lastpass that the other poster recommended.

'Better engineered' != 'deserving of patent protection'

I'm starting to have problems with differing rules at different sites.

I.e. one REQUIRES a special character. Another disallows special characters.

One has a maximum length of 8 (crazy short) while others have a minimum length of 8 characters.

And all of them won't let you reuse a recent password so if you can't remember the password, then your new password can't follow your own password rule set.

It's reached a point that now i have a sticky pad with coded passwords written down.

Netflix has been a pain because it's non-standard as a result of resets and you need to reenter the password on every device (and I'm up to five now).

So when I have to reset the password, I have to reset the password on all my devices. And on some the password screen only comes up when it checks the password- which isn't apparently every time you use the device. I guess they get a token that's good for a month or more.

A drone-finding unit that combined radar (to detect small airborne objects), with auditory recognition of drone-propeller noise signatures (using microphones distributed over the prison boundary) would be cheap and perform quite well.

The auditory component prevent false positives caused by birds, flying debris, etc.Radar could help detect helium balloon drones, or even the 'ballistic' lobbing of contraband over prison boundaries (either manually, or using catapults). The only thing it'd miss is carrier-pigeons or a new generation of flapping-wing drones in development. However, pigeons are unlikely to land in prison yards. That is, unless a creative prisoner raised pigeons in the prison. Of course, he'd have to arrange to have the pigeons smuggled out or somehow trapped outside so contraband could be 'attached' to them (perhaps by tracking them by radio transmitter foot-band previously smuggled into prison).

The alternative is steel-mesh netting.

Or conscientious prison guards.

If you look at the lessons of history- every time the 1% pushes the 99% hard enough- it ends badly in mass quantities of blood for the 1% as well as the 99%.

So, the 1% better consider it part of their responsibility to care about the 99% or they'll find their heads in baskets, or in brainwashing reeducation camps while they make left shoes 12 hours a day.

A friend of mine- who's an executive- actually has a name for it. He calls it a shit sandwich. It's part of the training and part of the job to deliver them so well people eat them without noticing.

I'm looking at these. They seem much less expensive with a payoff period of 3-4 months.

All my friends were on this last ski trip and had no problem at Denver Airport or Winter Park.

I'm currently on Sprint and had good service as well but there are three LARGE areas in houston that I travel through and there is essentially no service in those areas.

I get good service at my home and in galveston tho.

I recently cancelled AT&T basic line which was up to $40 (From $18 not that long ago)...
and went with Magic Jack.

It worked flawlessly for about 35 days. Then Comcast went down for a couple hours and after that the MJ didn't work for a little under 3 days (giving a 3002 error).

I changed the ip, changed the cords, etc-- nothing worked.
Then- it started working again and it's been flawless for a couple weeks.

Good for a second line- but not something I'd like to count on. Also- my credit card company could process the touchkeys on the menu- but not when I entered the credit card number! Wierd, eh?

But I mainly had the land line for long daytime 1-800 calls and to find my cell phone when I lost it. So MJ mostly works perfectly for that. Since I got it on a $20 off coupon- it cost me $29 total. I declined the 5 years for $19 per year until I know how the thing works. but $19 per year -- including long distance-- has got to put some pressure on AT&T and others.

There are other, mildly more expensive VOIP solutions like MJ to that might be more reliable.

Now that I have your attention with my crude joke*, here's the real tip -- coconut oil. virgin. cold pressed.

Greenie article:
http://undergroundhealthreport...

Clinical trial:
http://health.usf.edu/NR/rdonl...

(*My get out of jail card - a family history of dementia)