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Comment Re:Not going to happen anytime soon (Score 1) 115

It's too easy and they refuse to change.

It's not just "easy". Fax is as secure as the phone network we pretend is secure, so if you act on a fax which appears to come from a specific phone number then you have some level of legal protection from liability. If you use a website or email then you are only as protected from liability as your identity verification system.

My monthly bank payments are electronic, but a few don't have bank account destinations, so it gets done via the bank's paper check service.

If I need to deposit a check, I take a photo of it with my cellphone using the bank's app and it gets processed just fine. The MICR font is highly OCRable, so as long as what else is written/printed on it is legible, everything works well. Even if a human has to review it because it was handwritten, they will only have to briefly glance at most checks. The only thing I actually write checks for any more is my rent. The paper check costs me very little and they cost nothing to deposit on the other end. I think the landlord is depositing them in person, because they seem to do them two or so at a time.

Comment Re:I still write about 15 checks a year... (Score 1) 115

E.g. Create a system to digitally scan a shared thing describing a transfer, but instead of using a standard QR code, keep using cheques.

You appear to have not read anything above your comment. I can't do a QR code by hand. I need a printer to produce one. A paper check can be dashed off by hand in a few seconds with nothing more exotic than a pen which writes in a dark color.

Or Adopt a system that finally eliminates the use of unsecured magnetic stripes on credit cards, but then keep the completely unsecure signature for verification.

We haven't even eliminated magstrips. We still have them around for backup. An attacker can disable a chip reader by making a special card that applies epoxy to the contacts when it's inserted, which you can do with e.g. a dremel, forcing subsequent users to fall back to the strip.

It's like a competition to see how close they can get to a good idea while still fucking up the implementation.

That's the US for you. Electoral college, scotus with no term limits, yada yada.

Comment Re:Linus is right, but this is really not news (Score 1) 75

Before NT, Windows was an absolute mess. I think the only reason most people put up with it was that they didn't know anything better was possible and since Windows was so widespread it was a misery everyone shared.

I think that many of those people were also recent DOS users. Given that DOS systems would often simply freeze up several times per day and require a reboot (easy to do since any bug in the user's application could do this), once they added a protected mode pseudo-kernel to Windows (maybe starting with Windows/386 2.1), it was actually a slight improvement over what they were used to since DOS crashes could sometimes be isolated to one virtual terminal.

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