I can second that.
A couple years back a week before christmas my uncles place burnt down in the middle of the night.
Everyone always said that because of the historic covered bridge from the road to back where those few homes were, that everyone best not have a heart attack or play with fire because no emergency vehicles could possibly get there...
Fortunately they both got out unharmed - but at that point with no worldly physical possessions except his truck (which I can't say was the bestest idea to go back in the garage to get) and the PJs on their backs.
To this day the things they miss the most are the few old family hand-me-downs, and the massive amounts of photo albums they had amassed.
Including family hand-me-down albums, over a hundred years worth of memories were gone just like that.
As my imediate family is only two people (my mother and her brother/my uncle) - a total of two people asking for computer help is far from problematic for me and so of course I still do.
Somewhere between un-oem'ing his laptops windows install and handing the thing back to him, I set him up an ssh account on one of my servers and a winscp dropbox style icon on the desktop for offsite backup purposes.
But every picture from 1920 to 2009 is now gone and gone for good.
Us "youngins" have a wonderful advantage with digital media that naturally affords us easy copies and easy backups, up to ridiculous extents that simply wouldn't be possible with physical items.
There is no excuse for us not to avail ourselves of them, file format be damned.
In retrospect I now kinda feel bad for the joke I made about the offsite storage thing (long before the fire however)
I told him that machine was "only" backed up to servers in three other states plus a backup server in my basement, but with a slight config change I could add his homedir to be copied to my non-us servers as well - resulting in the possibility of our data out surviving all of us if ww3 happened...
But my point with that is that it is so cheap and easy to fling data around these days that having only one or even two backups is only slightly less painful to hear than someone who has no backups, and the slight time investment most people would need to recover and the relatively tiny cost for something that was literally impossible to do not two generations ago - there is just no excuse not to.
I would even go so far as to say a pirated movie collection would deserve some redundancy right next to personal data like home pictures and movies - and the barriers to doing so are so tiny that they truly are not worth even thinking about at the "yes or no" level.
Only the higher up level of how many copies is worth pondering over (Ex. I don't really feel its worth having a copy of the matrix 2 spread over 8 machines and multiple countries for example ;P )