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Comment Re:UPS (Score 3, Informative) 236

Every UPS I've used, from cheap home ones, to full rack APC units, I've found that the batteries last about 4-5 years. The home unit needed $40 for new batteries (same OEM, not APC-branded.) They lasted 8 years, which I thought was pretty good. (And, yes, I do test it every year or sooner.) It's pretty cheap insurance and you can use the power in an emergency for things like inflating an air mattress if you have to sleep in the basement due to tornado warnings (yes, I've don that!)

Comment Re:Not a chance (Score 1) 631

They will credit your money back the next day, but they likely won't credit all the overdraft charges that occurred while your account was at zero due to the fraudulent charges. And since they have your checking account number, not a debit card number (which is processed by Visa / MC, meaning they are still in the loop), you don't get these protections anyway.

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