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Comment Re:Economic worship (Score 1) 262

hear, hear! This! Unfortunately you have to have that surplus to invest, but if you do, and you go with SPY's or other indexes, you MOST LIKELY will be able to retire... presuming you can put away money reliably every year, over 30 - 40 years. If, Like me, you had no one to teach you this shit and had to figure it out on your own in your 30's, you will still have some good nest-egg bucks, just maybe not what a smarter person who started int heir 20's would have, the secret is COMPOUNDING.

Most definitely, compounding is one of those math things that seems strange to people until they take a hard look at it. The biggest deterrent is that it takes time. But damn! it does work.

One of the things with saving is also living within your means - and as long as you understand the element of time, it's not that hard. After getting married, we kept our cars longer, furniture longer, and here's the part where I lose people - we lived in a mobile home as I was saving money for a house. Then bought a decent place with a big down payment, and paid it off over 12 years.

People don't seem to understand the concept of total outlay. In the event that it might help someone, let's assume a 500,000 dollar house with a 20 percent down payment at 5 percent interest.

Okay, so the person decides to do a 30 year mortgage. The payments are 2542 a month so over 30 years, you would have paid back 915,120 dollars.

You would have paid the bank 415,120 dollars over the 500,000 purchase price.

If you paid off the same loan at the same interest in 15 years, you would have paid back 640,440 dollars.

You would have paid the bank 140,440 dollars over the 500000 dollars, or 274,680 dollars less.

Now, imagine what you could have realized if you put that 274,680 dollars to work for you, and the fact that after 15 years, you wouldn't be paying any mortgage at all after 15 years.

You could really kick the compounding into overdrive.

Comment Re:Economic harship (Score 2) 262

Contraception and the power of the religious nuts to deny people sex education getting smaller.

This is true, but a big part of this is males forgoing sex. Which of course is the ultimate birth control.Pew research indicates that 60 percent of young males are single, and that sexual intimacy is at a 30 year low.

It is not unreasonable to think that there might be other reasons than the standard reasons given. Indeed, back in the day, if there was any danger of pregnancy, my lady friends and I could have quite enjoyable evenings together, without getting our naughty bits close to each other. This isn't that. This is zero sex.

Comment Re: Technology Adoption Lifecycle (Score 1) 155

Do EVs really use the traction batteries to top up the 12V battery while the Vehicle is off and parked?

Depends on the vehicle. Some cars stop doing that after a period of time, and some use a power threshold. There might even be some cars that don't do it at all, but I'm not sure.

For Tesla, as I understand it, the HV battery is used to periodically recharge the 12V battery as long as the HV battery is above 20% SoC. So for most EVs, the answer is yes, just because Teslas are... well, most EVs. :-D

To understand why, you need only look at what Tesla does with the 12V battery. When sentry mode is active, both the self-driving computer and the MCU are active (with the screen off), drawing as much as O(300) watts continuously. The 12V battery in a Tesla is a 33AH battery (around half the size of a typical ICE car's battery), which means that at 300 watts, it would completely deplete the battery in about 79 minutes.

There are, of course, various intermediate levels of consumption between deep sleep and sentry mode that have various levels of power consumption, resulting in the battery charging anywhere from frequently to rarely.

And of course, sentry mode is automatically disabled below 20% state of charge so that it won't kill your 12V battery. :-)

Comment Re:Economic harship (Score 1) 262

Society is made up of social contracts. If you rationalize giving one side more than the other by default, don't be surprised when the other side reduces their participation in fatherhood or in marriage and relationships altogether.

And this is why many men are avoiding the social contract.

What is more, men who are making average income are generally eliminated from the marriage pool after losing half of their assets - even more in many cases. Unless a man is wealthy, he's not going to be attractive as a mate any more.

This is all pretty simple math.

Comment Re:Economic harship (Score 2) 262

Why does anyone have to "ask" or "push" for custody of their own child? Both parents brought that kid into this world and by default both should be expected to have an equal part in raising that child.

Because we live in a country where reproductive rights are the sole province of women. The man is considered a wallet.

Take abortion for instance. Although I support abortion if it is Tuesday, the man has no part in it, if he is pro or con an instance where he opposes the woman's decision, he has zero input. But after birth, it is mostly his responsibility for the next 22 years.

You can see this in divorce cases, where the judges who are responsible have to constantly remind the women that the children are both hers and his, not solely hers.

Comment Re:Economic harship (Score 1) 262

Don't forget to add feminism. A lot of men don't want to deal with abusive women..

"Abusive women". That's rich.

Um, While you appear to believe that women are always the victim, never at fault, yes, homie - there are indeed abusive women out there.

"The woman is always the victim" narrative is 100 percent disempowering and insulting to women, as it casts them as weak and incapable.

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