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Comment Re:Could be solved be VISA, etc. immediately (Score 1) 307

Ah, I didn't realize. I assume they're still used for major transactions like buying a car or something?

I live in the USA, but aside from rent and occasionally paying a friend for something expensive I haven't used a check since graduation except to pay rent and buy my car.

I switched banks a couple of months ago, and it's just occured to me that I didn't receive a chequebook. Perhaps I would need to request it. The previous account (opened ~6 years ago) sent me one automatically, though I only used three of them. This time, all my direct debits, saved accouts (mostly friends I've sent money to) were transferred automatically, and a redirect to the new account made for my salary.

I would use a debit card to buy a car. It's far more secure for both me and the vendor. It's less clear what the best way to buy a used card from an individual is.

Rent is paid electronically, set up either online or by filling in a form at a bank.

Comment Re:Ask the credit card for a refund (Score 1) 307

It depends. If they paid online, a charge-back is easy. For "card not present" transactions, charge-backs are almost automatic, and the merchant has little recourse. If the physical card was used at the hotel, then it will be much harder.

Since it's a British card, so has a chip, even if the owner authorised (using his PIN) the cost of the room at the hotel using the card, they won't have authorised the subsequent £100 charge.

Comment Re: Ask the credit card for a refund (Score 1) 307

FTFA:

"The Broadway Hotel's booking policy reads (in small print), ...."

I'm betting these nice patrons read that as carefully as you did. The first time.

TFA says they booked through Booking.com -- on their page for the hotel I don't see any fine print with those words. They may have changed it today. They have a note about disabled access.

It's clearly an unfair contract term anyway. Would you agree to it if it was explicit? No -- it's intentionally hidden away in the small print.

Comment Re:But is high speed rail a *good* public investme (Score 1) 419

If you agree we need a railway, then making it high speed shouldn't cost much more than not. (At least, that's the theory. I'm not interested enough to get past all the biased websites and find some facts.)

I wouldn't be surprised if some people do start commuting from Manchester to London, or working for part of the week in both cities. A few people already commute from Leicester, which is 70 minutes from London. You're sure to get a seat, so it isn't necessarily wasted time. Last time I passed through St Pancras there were adverts for commuter houses in Northamtonshire. Weekly commuting is probably more common. Two colleagues spend the weekends in York and Truro, respectively.

Comment Re: 240km/hr? (Score 1) 419

Regenerative braking requires very little extra equipment, the electric motors are used as generators and the power produced put back into the electric supply (overhead wires).

The alternative is simply dumping the generated power to a grid of resistors, which some diesel trains do, as it reduces wear on brake pads.

Comment Re:TWC are (surprise, surprise) crooks and thieves (Score 1) 223

How about a compromise? Make the last mile providers utilities and require them to allow other ISPs to sell on their infrastructure. Since the infrastructure in many areas was a government granted monopoly when it was put in, regulate the rates that they can charge ISPs, but let the ISPs compete on prices, speeds and features. I remember when DSL was this way and I thought it worked pretty well.

And then you'll get the situation we have in Canada [which is bad]

Or you might get the situation in the UK, where I can choose from a wide range of providers at a wide range of prices and service levels. A few lay their own fibre and connections, most of the better ones lay fibre to the phone exchanges and have some routing equipment inside, the cheap ones lease everything from BT and save money (compared to BT) with customer service and usage limits (but plenty for my grandma, who pays £2.50/month or so for a few GB to check her email and chat on Skype).

Comment Re:Not always about the money... (Score 1) 161

The tiny sums mentioned in the article were a surprise. If it can be that cheap to make significant progress on such an intractable problem, imagine what some serious dough could do! Christopher and Dana Reeve foundation have some resources.

That might not be the total cost. I tried to find what that was, and who funded it, but can't. I got as far as the sources of support for the research department: https://www.ucl.ac.uk/ion/depa... -- but the actual operation was done in Poland, and I think going further might require reading Polish.

Comment Re:Not always about the money... (Score 1) 161

Nice to see breakthrough research like this coming from a single-payer healthcare system like the UK. When people start saying that the only places that can afford groundbreaking medical research are the ones where the "customers" pay a fortune, it'll be good to be able to point them to things like this.

According to http://www.bbc.co.uk/news/heal...

"The lack of financial incentive for the pharmaceutical industry could help explain why it has taken so long for the research to get this far. Using a patient's own cells to heal them means there is no profit for the pharmaceutical industry."

But I'm not sure where the funding did come from, some at least came from the Polish government. The scientist mentioned in the BBC article works at UCL (University College London), which has a large NHS teaching/research hospital (UCLH), but it won't necessarily be 100% NHS funding for this work. I think this is the paper: http://dx.doi.org/10.3727/0963... .

I can't find a single place "advertising" all the research the NHS funds. Here's a couple of sites: http://www.uclh.nhs.uk/researc... http://www.imperial.nhs.uk/res...

Comment Re:GBP50 = 63 Euro (Score 1) 314

The new (year-old) £50 has probably removed some problems, it has the modern security features that the previous one lacked. I haven't used one myself, I rarely have more than £80 in my wallet.

Occasionally cash machines in Germany (and elsewhere) will dispense €50s and even €100s. I have withdrawn €100 (one note), walked into a nightclub and apologised while buying a cola. The bartender didn't see a problem.

Last time I was in Italy the local supermarket was a bit like Harrods, and the man in front of me paid about €545 for his wine^Wshopping in three €200s. The cashier did check them with a machine, but not the €50 he handed over to make the change nicer.

I use my contactless card a lot, since my shopping is rarely over £20. I've bought lots of £1.45 bus / tube fares (in London). The cheapest thing was probably around £1 from the local Tesco. Or €1.50 for a drink in a museum in Amsterdam (that was mostly seeing if it worked).

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