How is this insightful? The law states that people carrying passengers for a fare must have a special license. That's it. Uber wants to have fare-carrying drivers without the special license. It's as mad as if Uber was asking for their drivers to not need any license at all.
The playing field is already level - want to drive Uber fares? Get a commercial license like everyone else.
In countries with such a system, everyone pays for it in their taxes. It's a constant, manageable amount with no surprises, and costs less per person than under the US system. That means everyone pays the same whether they are sick or not, and the difference between being sick or hurt and not will never cost your house, or even endanger it in any way. Heck, it won't even touch your bank account, as you simply are never charged in a hospital, beyond what happens in some countries where you pay a small fee (~$10) for every visit to the ER. People are also free to get "upgraded" to private health coverage where they can get better rooms, etc., but that costs about $100 per month.
When everyone works together great things can happen.
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