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Comment Re:Going to cause a lot of fender-benders (Score 1) 231

When Arizona reversed course and banned red light cameras, it wasn't the "speeding community" (?) that drove it, but the sheriff's.

The damned things *increased* accidents, largely from the rear end collisions with the suddenly stopping cars!

Sure, both drivers were behaving in ways that they shouldn't, but we need to deal with *actual* human behavior, not what we want it to be.

Here in las vegas, when a light turns yellow, I have to pause and check my rear view mirror before even considering slowing--to make sure that I don't have something *accelerating* behind me!

Comment Re:Insurance cost reduction? (Score 1) 231

>Because insurance companies will keep their rates high to pad their bottom line.

those that tried that would be fairly quickly out of business.

There are many "mutual insurance" companies out there. These are owned by the policy holders, who receive an annual check of what would have been "profits".

In the past when I was using Amica, there was an estimated 20% future payment back for "participating members, who paid about 10% more than non-participating members. (but there is *no* guarantee of that dividend; in a bad year, it might be reduced, or not come at all, while in a good year it could be more.)

They were less expensive than the other options I considered at the time. But if a company tried keeping rates up when costs plummeted, they would be "somewhat" more expensive than mutual insurance, but "drastically" more.

Comment Re:This is just embarrassing (Score 1) 40

Sure. All professional gamblers make money. Just ask them.

But, for some reason, they're always broke.

One trick to manage their self-delusion is to retroactively put their winnings in the "professional gambling" pile and their losses in the "just playing for fun so it doesn't count" pile.

"Expenses" is also a handy excuse. "It wasn't the gambling - it was the expenses that ate up my bankroll." Followed of course by asking to borrow money.

Comment Re:This is just embarrassing (Score 1) 40

bookmakers absolutely do care who wins or loses. Here is one example from a few months ago.

Zachary Lucas, director of retail sports at TwinSpires Sportsbook, knew pregame that Dallas was a serious liability issue.

"There's a landslide of money on Dallas. We're up to our neck in liability," Lucas said.

One thing that has always been true - what bookies say about their results and what their results actually are are two quite different things. In the long run what happens in any particular event isn't important. The long-term profit is determined simply by how many bets they took in. The more business they write the more money they make. Sure, there can be outlier events, but they take steps to mitigate those so they don't go broke.

Comment Re:Phone system gave way to 90+% bots in the year (Score 1) 31

I get between 30 and 50 robo calls per day. I get maybe 1 legit call per day. Bot have already taken over the phone system and made it largely unusable. Many people don't answer the phone anymore because of this.

One day a couple weeks ago I was feeling kind of like I had the flu. Luckily I didn't have to go into work. Anyway, I silenced my phone at about 4AM. I also have the iPhone call reject feature that sends things directly to voicemail if I haven't whitelisted them. At about 5:30 in the afternoon I checked my phone again. I had (wait for it) *70* calls that had come in from random numbers and never left a voice message. So no, most people don't really answer their phone anymore.

Comment Re:BASIC hacks (Score 1) 106

Applesoft, TRS-80 Level 2, and most of the other built in were version 2 of Microsoft BASIC (or the 6502 port of that).

Until version 5, iirc, memory was searched serially, rather than using a table.

So jump to a high line number for setup, then back to midrange for general execution, with frequently used subroutines at low line numbers.

Version 4.52, then later 5, were common on CP/M.

BASICA/GWBASIC was pretty much an 8086 port of 5 with extensions.

Comment Re:Hastert rule strikes again (Score 1) 129

imagine a world in which 70% to 80% of the political *middle* in the house was choosing a speaker, the rules committee, and chairmen, shutting out the Dingbat Caucus on the democrats' left, and the Arson Coalition on the republican left.

Oh, wait, we don't have to imagine it--it worked this way for most of US history, for which party line votes were the exception, not the rule.

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