coupled with student loans that are rapidly accruing interest which can't be discharged, EVER, through bankruptcy.
False.
That is the rumor, but the fact is: you can discharge student load debt on your SECOND bankruptcy.
If I were allowed to grant you 6 mod points, I would sir. It's not about the platfrom per-se. It's about how it's being used. Windows 8 and Ubuntu have followed the same track as to catering to those that would rather dick around and not produce anything. To people like me, that produces things, this is a drawback.
It's ok that they go on this track for consumers of things; but for god sake, make something for the rest of us that are producers of things.
In any problem, if you find yourself doing an infinite amount of work, the answer may be obtained by inspection.