100% there were abuses in the past. But this has been cracked down and the bodyshops account for a pretty small % of the H1-B hires.
[Citation Needed]. I don't know why you think that.
Basing a person's credit score on credit usage rather than payment history is part of the system's bullshit.
Sort of, but lenders aren't looking for people who have good financial sense.
Lenders are looking for people who will borrow a lot of money, then continue paying on that loan. Which is not the same thing as having financial sense.
but my score has gone down as I have behaved faithfully and paid off my debts on schedule.
That is very possible because having open (especially long term) debts improves your credit rating. Once you pay it off completely, it's not open anymore.
Now those cities are filled and productive The hundred 'evergreene real estate' articles?
Not to call you ignorant, but Evergrand trading was suspended, the chairman was arrested, and the company was liquidated.
Matter cannot be created or destroyed, nor can it be returned without a receipt.