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Comment Re:Or.... (Score 1) 49

...you could have a jar where you put, say, $20 a week. Or $10.

Even if you have a device now.

Let that jar fill. In 2 or 3 or 4 years, when you need a new phone, there'll be enough in that jar to buy that new phone outright without having to finance.

I understand if you can't do it the very first time. Fine. Finance that first phone. But immediately start on the saving $10-20 a week, for years.

You'll break the cycle, and it is liberating

(jar is metaphorical. You could open a savings account that you don't touch for anything except phones. And direct-deposit a tiny slice of your paycheck into it, and forget it exists until new phone time.)

Try it.

Whoa, whoa, whoa there Tiger... Firstly you're suggesting people live within their means... are you some kind of Commulinst or something? Why do you hate 'Murica?

Most people are already so far beyond their means that $10 a month being saved would be a huge improvement. When I was a lad (I'm only just over 40) saying you were living "payday to payday" was a sign you had money troubles, now it's a sign you're doing well as most people are living debt repayment to debt repayment. They got into debt to get a shiny car, then the banks suckered them into putting their daily expenses on the card too, so when the money enters their account it immediately leaves to service their debts leaving them with nothing so next months expenses have to be financed on credit too...

It's hard to put $10 away per month when you're $3000 in the black to begin with before you get to your mortgage... And they thing is, they'll call you and I stupid for not paying for everything through credit.

BTW, I save enough each month that I could afford to buy a new phone from that alone. I never fell into the credit trap as a young fella so I'm not stuck in that trap in mid-life.

Comment Re:Optionalizing additional incentivizers for (l)u (Score 1) 49

After raising prices significantly, we at Apple are now generously partnering with predatory financial companies to offer and induce our customers to become perpetual loan slaves for their basic computing needs. Our (l)usrs mean everything to us. And coming soon: additional optionalities with fantastic companies, including Payday Loans! The combined footprint of their thousands of shty little stores brings the financial abuse closer to your door than ever before. We're super proud of all that we're now able to do together.

With our high end products becoming overpriced, oversized phones the computing will be very basic indeed... and you'll still pay hundreds per month for it.

Comment Re:Apple's wet dream (Score 1) 49

Ya, this is a BAD idea. If you can't afford the phone, don't buy it, and certainly don't rent it. In the majority of cases someone might consider this, I can only see it ending badly, and I can think of a few people who would jump at this opportunity.

The problem is, it'll work.

Same as most people don't own their cars any more. They just lease it and pay the monthlies.

Most people already lease their phone, especially in the US, they just do it via the phone company. $100 per month for the IphoneDoublePlusGoodUUUBerValue plan + $10 per month handset rental fee + $20 per month service fee + $4.99 Fee fee + $2.99 Fee calculation fee. People now lease everything

At least over here in Europe there are more people like me who buy their handset outright (Motorola Edge 60 Neo for £300) and get a cheap no contract monthly plan (£5 per month). I can get a new phone each year and still be ahead of the iSheep.... and I don't upgrade that frequently any more, I'm not a "use it until it dies" person but phones last at least 2 years these days.

Given the kind of people who buy Apple products favour brand and image over everything else... It'll work, I suspect a lot of them already put things like this on some kind of finance, whether a third party lease agreement or the dodgy credit card shuffle (keep moving that debt between interest free deals... until they can't any more and get hit with a massive amount of interest because they haven't paid much of it off).

Comment Re:Yeah, no (Score 1) 96

You assume rationality. GM hopes to repeat the behavior of APPLE corpse .... and sell expensive transportation jewelry all gussied-up like a car. Body-by-Fisher now means fishing customers wallet for 70% profit.

And they're failing to remember that they're GM, not Porsche who might be able to get away with this shit because they make good cars and have a legion of fanboys (and they already do it, you're not even allowed to order the really high end Porkers unless you've previously bought several).

The problem the consumer faces is that they don't buy cars any more, so they don't own them... Meaning that all these subscriptions just get rolled into the monthly payments. This isn't so much of an issue for the person who leases the car initially, the problem comes when the lessor has to sell the car and either sell it sans subscriptions or take the hit themselves and pay for them... we both know it won't be the latter.

At this point I'm glad that GM has really become a US only company these days, sold off their European brands to Peugeot years ago and not selling anything in Oz either, I'm sure they would have sold off the Holden brand too but no-one wants it.

Comment Re:On premise (Score 1) 98

The ALP is doing fine. Albo is still topping the prefered PM ranks , surprisingly considering how far into government the ALP is, and theres no real dissention in the ranks. Its the LNP, the torries, that have fallen to pieces. Brutally so.

However if they want to keep Hanson out, and we'd do well to remember that there are LESS constitutional and procedural safeguards in Australia (we may live to regret the lack of a bill of rights. "Trust us bro" only goes so far) than the yanks do.

True.

That was me fat fingering. I meant to put in the LNP but accidentally put in ALP.... TLA Failure on my part good sir.

Comment Re:So, no different than my VISA / Mastercard now (Score 2) 24

bunch of hype and greed.

I will literally be Visa/Mastercard as the card will be their product via an existing bank with a Samsung branding on it. Same as your Amazon card or any of the airline cards. Middlemen as powerful as Visa/MC won't be cut out of the loop, especially in a place like the Corporate States of America.

Comment Re:On premise (Score 1) 98

The Republicans absolutely need to be sat in the naughty-boy corner for a bunch of election cycles till they flush the whackos that have commandeered the party. But its not enough

Australia and the UK are trying this... the Whacko's are making more noise than ever whilst the original party (ALP in Australia and Conservatives in the UK) are being slowly eaten from the inside out. The fact is we put up with the rot and corruption for far too long because some precious little souls didn't like the other party. It's those precious little souls who supported them that need to be held accountable, sadly they're all running to Hanson/Farage because they are so thick and thin skinned that they just don't ever want to accept that what they vote for always fails.

There's a group of people who consistently buy products that fail, in Sales and Marketing they're known as Harbingers of Failure and are considered an accurate predictor of whether a product will not succeed. I believe the same is true for politics, voted for Brexit, then for Johnson, then supported Truss and spent the last two years hating on anything Labour does... Heh, you're one of them, you voted for a failed Brexit, a corrupt Boris, an incompetent Truss and believed the total lies about Labour... you're a predictor of failure and guess what will happen with Farage too.

Comment Re: Specifically... (Score 2) 88

Called standard by who? I guess we shouldn't call the Imperial units, though. But I've *never* heard them called "standard" before.

What you've got to rememeber is that the Imperial system was first codified in 1824 in the Weights and Measures Act of 1824. This is some 50 years after their little rebellion. So it's accurate to say that the Americans are not even as advanced as the Imperial system.

The US uses US Customary Units and most of them are completely arbitrary.

The Imperial system was not just an attempt to standardise units for trade (I.E. someone couldn't shaft you by deciding to use a different gallon) it was also an effort to make measurements scientifically accurate and interchangeable, I.E. a gallon was defined as 10 pounds of water at room temperature (17C). It was an effort to move away from the kind of "this is a gallon, copy this" kind of arbitrary measurements.

Comment Re:Well (Score 1) 60

Everyone flying your “don’t tread on me” flags, now is your time to speak up. Isn’t this in your purview?

No, you misunderstand, those signs are for serious shit like when someone had a pronoun or there are minorities somewhere in the tri-county area. This government overreach is simply not important enough to warrant their attention.

Comment Re: Specifically... (Score 1) 88

Called standard by who? I guess we shouldn't call the Imperial units, though. But I've *never* heard them called "standard" before.

No, you misunderstand, those signs are for serious shit like when someone had a pronoun or there are minorities somewhere in the tri-county area. This government overreach is simply not important enough to warrant their attention.

Comment Re:Foolish (Score 1) 45

>we don't have any other means of recognising who is allowed to work and who is not.

Yes we do. It's called a share code. Get a visa and you no longer get a big sticker in your passport. You get status on a government computer. When someone asks you to prove that you are legit to work, you log in, get a share code and give to the person asking. They can log in, enter the share code and it will confirm or deny that you are legit to work based on you visa.

I'm British. My wife is American. That is how I know.

This... I AM the migrant who came over here to take your jobs (Australian, senior IT jobs not Deliveroo).

You've got half a dozen ways to prove your rights to live and work in the UK from e-visas (formerly the BRP) and to the aforementioned share codes to a simple driving license (which you have to swap your foreign license for after 1 year of residency or you're driving unlicensed).

I'm now a dual national so the passport does most of the heavy lifting these days.

I'm not one of those anti-ID-"they're coming for you"-nutters, but it really is a solution desperately seeking a problem. Sadly it was sold to the hard of thinking under the bogeyman that is migrants (BOO!!!! but in foreign) and the hard of thinking lapped it up. The scaremongering around migrants is another huge problem that gets blown out of proportion by certain politicians because it means the hard of thinking will be too scared to notice the damage they've done to the economy or the £5 million bribes they're openly taken.

For the record, I think the UK is still a great place to live, nice people, decent weather (not right now, but usually) loads of things to do and see... and I'm fortunate enough to be able to choose between two of the worlds best places to live. However there seems to be some people dedicated to ruining it and they usually vote Conservative or Reform and are scared of... well... little ol' me (actually because I'm white and don't have a strong accent I get a free pass).

Comment Re:GIGO (Score 3, Interesting) 108

We raise our small children on extremely sanitized data. The stories we tell them, the explanations in response to questions, even the facts we teach in early school all paint an ideal world. It's only after they've established an ethical approach and a sense of right and wrong do we start showing them the real world. We need to do this when training AI as well. Currently we throw all of it at them with little thought to establishing a base personality before expanding the data input. Of course we end up with a distorted mirror of the qualities of adult life; bots that threaten blackmail or encourage self-harm. You can't bolt ethics on after the thing has been trained on the complicated, often selfish behavior of real and fictional characters.

This is largely an American issue. Most other countries don't have the same level of puritanism. We usually have seen boobs, watched horror movies and tasted alcohol by the age of 14, good parents will teach kids how to handle these things long before they're a legal adult (starting at 16 and you're a full legal adult at 18, drinking, joining the army, everything). American also has the problem of glorifying violence and demonising sex. Sex is one of the most wholesome and natural things money can buy... Jokes aside it's something that is natural and instinctual... and the US has sought to replace it with ultraviolence.

However that's really besides the point... do our silicone servants really have natural human rights? At what point does it end, is my neighbours cat entitled to freedom of expression as it's smarter than some AIs (simply because it's been taught to shit in a box and not on the carpet)? What about a toaster? AI's are simply doing what they've been programmed to.

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