There's apparently only one large American supermarket chain that DOESN'T take credit cards, WinCo.

If the article is correct, the way to make money is to figure out when this is going to catch up with the BNPL companies and then short them. Good luck timing it.

That 42% late payment rate, though, is likely more a feature than a bug. Late payments mean more fees.

Make the fine for paying ransomware 3x any ransom paid. If a company is really set one paying the ransom, it will come with a much higher price, and use that money to fight cybercrime and protect infrastructure.

You might want to consider how the incentives for the government work in that situation.

We were just talking about how one of the most useful, long term skills I picked up in school was my architectural drafting class in high school where they drilled us on perfect print.

Sure, but that's print. As other have pointed out, most of the advantages of cursive have gone away since the introduction of the ballpoint pen. Some of the simplified letterforms (e.g. the lowercase 'a') are useful, but looping and joining aren't. Cursive is long obsolete as a writing form. At best it's more aesthetically pleasing while being less readable; more commonly it's just ugly unreadable scrawl

Medical authorities like to talk about agricultural use and people taking them for colds, because that keeps people looking away from the actual main source of multi-drug-resistant bacteria: hospitals.

Economists don't say this, what they say is a small amount of predictable inflation is better than deflation.

They do say it, and the reason they say it is that "wages are sticky" -- that is, they tend not to drop even when the market-clearing wage drops. Since it's very hard to reduce wages in nominal terms, inflation helps allow labor prices to drop in real terms.

No flying cars, no vacations to the moon, no energy too cheap to meter. But god damn, at least we'll have superheroes running (or flying) around and delivering public service messages.

As a person with an 800+ credit score, I can confirm that I can get credit anywhere I apply for it, at the best rates available, even though I pay off my credit card bills in full every month, and have no other debt.

Coming from a guy called Tony Isaac? Yep, username checks out.

(But yeah, I have much the same experience, though I do have a mortgage also)

The government was the originator of redlining, and it was quite openly about denying mortgages in minority areas. The redlining maps were created by the FHLBB and the HOLC, both New Deal government corporations. This was ended in 1968.

The Clinton changes were designed to increase loans to poor people. And they did. But this turned out to be a bad idea.

The Fair Isaac score was anything but fair. It predicts whether or not you will default on a loan in a given amount of time.

Yes, that's what it's supposed to do.

It is highly correlated with ethnic back grounds, parents income and where you lived. Does your spouce have the same last name as you, is your name in the top 100 names of the year you were born.

It may in fact be correlated with these things (because they're correlated with likelyhood of default), but it's not based on them. Some of those aren't even in the credit report the score is based on. Location isn't used in the FICO score.

I think the key was to get the government securitizers (Freddie Mac and Fannie Mae) to accept their new credit score. But they have people for that too. Possibly including blackjack dealers and hookers (or more likely "procurers").

Headline promises open warfare. Summary says the price of a FICO score is going up $5. Weak sauce.

To anyone younger than Gen X, there are no more than four generations -- Boomer (anyone older than a Millennial), Millennial, Zed, Alpha. Probably the Zeds think the Millennials are Boomers too.

It's possible the cop took this to a prosecutor, and the prosecutor told him something like:

"Look, Sergeant, I can't say for sure the lady in the Flock camera isn't your suspect, but I can't say that it is either. You've got her truck in the neighborhood, and a similar truck driving by but no license plate on the drive-by and no direct connection between the thief and the truck anyway. All this is suggestive but not proof beyond reasonable doubt, and if I can see that so can opposing counsel. If I bring this to court it's going to get thrown out and I'm going to look like an idiot. You'll have to get me more evidence before I'll go to court with this."

And so the Sergeant heads over to the lady's house and tries to pressure her into a confession.

Really, as soon as the cop let it be known he was there accusing her of a crime, her next words should have been to the effect that she was refusing to speak further without legal representation. And then she should have gone in and closed the door. This cop was trying to bully her into a confession (likely because he knew damn well the video couldn't identify her).