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Comment Re:The fact that this only has 37 comments (Score -1) 166

This site. Became a left wing echo chamber long ago. Remember all the complaining about politics infecting our technology discussions? We were rudely told off that the personal is the political and there can be no neutrality in the age of King George W., the president who was literally Hitler. Remember when we used to have actual NASA scientists comment on space articles? Drove them all off, with the rest of the dotcom era crowd. And I've been reading this site since it was a web log called Chips N Bits. I've been nodded into the dirt by a behind the scenes cabal who silence anyone to the right of Mao. If you wonder why there aren't 500 comments, a decade of far left politics replacing tech topics is the reason. I think I'm about done, too. I eventually left EFnet IRC and I'll leave Slashdot too. A relic of a bygone age. This entire comment thread is the hard Left whining they don't get their way. Politics instead of tech.You killed Charlie Kirk and it's OVER. Americans are sick of your shit. Go find another country, you can't stay here with us, that much is clear. Go now and lick the hand that feeds ye, and may history forget ye were oura countrymen.

Comment Re:IANAL but... (Score -1) 92

How do you not see this for the obvious publicity stunt that it is? You must have voted Trump.

But it worked, you got enraged and engaged with the content.

Congratulations, you're the problem with the internet today.

Oh, and I am aware of the irony of posting a reply in order to condemn it, so you needn't bother pointing that out.

Comment Re:Teachers (Score 1) 111

Sadly the teacher is correct unless you plan to give your son a great inheritence he will need to purchase cars, rent places, and even buy a home some day.

Lenders need to know who they are doing business with before they lend out the money and take a risk.

Yes, this country has terrible credit problems with tiktokkers saying they are planning to get pregant so they can qualify for the payment for a car and other stupid stuff (yes this was on facebook for a girl entitled for a Mercedes making 30k a year at probably Walmanrt). They are addicting too as a simple swipe and bam instant free stuff etc.

But responsibly they are life saver and a bank has no idea with a character underwrite these days if they are going to get paid back? 70 years ago when people lived in the same town and knew the banker personally it was a different story and time.

Comment Re:Credit scores are not what you think they are (Score 1) 111

No. Its more likely you will be late paying them so they use that as an excuse not to do business with you.

Case in point I switched cards with a different number and forget. My auto insurance thanks to one late payment went from $250 to $475 a month!! At the time my score was 735 too. I was so pissed and it was greed obviously as they viewed me as broke.

Comment Re:Credit scores are not what you think they are (Score 1) 111

I would mod you up if I had points.

Credit systems are a scam as Dave Ramsey says he has a score of 0 and would be denied renting a 1 bedroom apartment ... but could buy the whole complex in cash :-D. Read my last paragraph below to show how stupid this it with correlation = causation arguements to rig it? ... reality is very very few people can buy homes, emergency medical expensives and cars in cash.

Credit score = The % you are likely to pay someone back or your bills on time. No more no less. It is has nothing to do with wealth or success.

But in 2025 it is an evil necessity unless you are a millionaire. My Dave Ramsey example for those who do no tknow teaches financial literacy on youtube and is famous and hates all debt, but he is worth $160 million so can buy homes, boats, and cars in cash and his business. You and I reading this cannot.

Your credit score went down because you closed an account. Not because it was paid off. Broke people close accounts so therefore you are less likely to pay back with the whole correlation vs causation. It also impacts your debt/assets ratio. With less available credit available your other debt %/total available debt% ratio went thru the roof as it looked like you were borrowing too much, therefore you are going to default then those that don't. Again the causation = correlation arguement.

Go do some simple credit research on youtube. The proper way is get those ratios, account lenghts, and percentages in high, Keep ancient cards for lengthening credit history and keeping %total available debt% as big as possible so it looks like you aren't in over your head and over extended. Pay fees in interest for 3% to 5% of balances carried over to show you love debt and willing to have history and you will be good. If you rent be careful of broke neigherhoods as you are statsitically less likely to pay back if you live in X thanks to other broke people.

Comment Re:CHENGDU, China (Score -1, Troll) 207

Do you people really get fifty cents per post? Surely it's more than that by now.

Never seen such a panda hugger since someone pointed out that we should have responded to J6 like China did to 6/4at Tiananmen. It lacks the polish of using the A-10s to turn them into pink mist, but calling out the tanks to turn them into pink mash worked well. Just a remincer: when you want to overthrow the government, bring guns. Lots of guns.

Comment Re:At this point (Score -1) 42

But they're not. The New York Post broke the true story on Hunter Biden's laptop and was censored off social media. NYT won a Pulitzer Prize for failing to question the Russian collusion hoax. Journalists covered for Biden, concealing his dementia from the public. Shall I link to the article in which the BBC radio journalist complains about "too many white co-workers"?

You think you hate journalists enough, but you don't. -- Micheal Malice

Comment Re: I don't understand (Score 2) 66

How will you enforce this short of installing spyware on PCs which companies are doing in increasing numbers ...the ones using that to justify RTO. Remember people can use mouse jugglers and just use their USB ports like the ones caught at Wells Fargo.

Also, real estate values. Many renewals have butts in seats requirements as the landlords feel left out not collecting at the deli in the basement and parking lots. So it's 5 days a week to make the one landlord richer

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