That's a moral standpoint with no useful impact.
I designed a Universal Social Security plan which reduces the tax burden on Americans by over $1 TRILLION per year. This plan completely remediates the welfare system; establishes a stable minimum income, eliminating many risks in providing goods and services to lower-income markets (currently, their income is unstable and can go away quickly, incurring massive costs for landlords especially); and slows and thus spreads the reduction of jobs by technical progress (including globalization and automation), thus reducing the short-term economic threat of sudden rapid progress (the long-term impact is always an immense increase in standard-of-living; a sudden industrial revolution creates an economic train wreck, while a longer period of growth creates immediate prosperity).
Money bound up in big bank accounts has almost no impact on the economy. Pulling it out and spending it in bulk, suddenly, causes a temporary stimulus, and largely creates inflation. This is because more money is put into play, but not more productivity; after you stop infusing huge piles of cash into the economy, there's no support for any new jobs created, except for what technical progress has occurred during the inflationary period of excess money creation (money idled and not spent is essentially removed; pouring it into the economy is essentially money creation, and differs from printing new money in that it doesn't then increase the fractional reserve basis and lead to more money creation by loaning).
By contrast, a Universal Social Security (or other effective form of Universal Basic Income) increases the amount of take-home pay relative to cost dollars. That is to say: If an employer pays $10,000 to have an employee, then that employee's work is paid for by consumers of the product the employee makes. If the employee makes 10,000 units of said product per year, then $1 of that product's per-unit price represents the employee's pay. Out of this, the employee may take home only $6,000. UBIs such as the USS change the situation such that the employee takes home, for example, $8,000, while the employer still pays only $10,000.
Obviously, such a situation means products don't face a cost increase (you still need $1 of revenue per unit to pay that guy's salary and benefits), yet consumers have more money to spend.
Look back and think about the engineering involved there. Some changes to tax policy reduce the welfare burden by over $1 trillion per year, increasing the amount of take-home pay for all working Americans, lifting low-income households out of poverty, and ensuring even non-working Americans have income sufficient for a hard-bounded minimum (but low) standard of living. Businesses don't pay any additional costs, and particularly don't pay more costs as consequence of hiring an employee; and the employee takes home more dollars per dollar paid by the employer to employ them. That changes the stable set points of the system, increasing the consumer's spending power relative to the cost of production, thus increasing buying power.
What's the engineering involved in grabbing a fistful of cash out of Apple? Hint: Apple's entire profits ($10 billion per year) would amount to $58.48/year more in every single American's paycheck; their entire cash savings is about $1,000 per working American (ONE time, not repeating). Total actual corporate profits in the United States are roughly 10% of all income--that's not small and not insignificant (it's 10%), and it's only unimportant because the economy is so much bigger than all that.