As others are saying, don't live in the Bay Area if you can't afford it.
So when are you planning to start paying all the people that have to work in the Bay Area salaries high enough to live there? You know like restaurant workers, garbage collectors, police and fire, school teachers, etc. Or did you just arrogantly forget about them and assume they should spend their every free hour commuting from somewhere near Nevada?
But, if you want housing that's affordable and not too far away, it's not impossible...There's the whole Central Valley within driving distance of the Bay Area. Sure, a 1-2 hour commute isn't ideal,
So you are saying there isn't affordable housing within a reasonable distance. Spending 4 hours per day in a car "isn't ideal"? That's one way to put it if you are incredibly out of touch with reality. Your salary had better WELL into six figures to justify spending that much of your life commuting. Any commute longer than an hour is just evidence of an incredibly broken and unfair urban planning system.