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Comment Re:Languages or intelligence? (Score 1) 100

Well, perhaps the way you think it works is very regional instead. Besides, in my 13 years of different schools (primary and secondary) I had to learn 5 foreign languages. Two of them were required for graduating and I kept practicing these two during the following years and at some point attained fluency.

Comment Re:There is very little need (Score 2) 96

Actually, Maestro/V-Pay are usually only used for clearing international debit card payments as a co-badge and for national payments the national interbank systems take precedence.
And the only reason why Mastercard is responsible for Maestro (which, incidentally, is being phased out) is because they have aquired Europay back in the day.

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